623 Ford Rd, Gaffney, SC 29340 Property Records

Cherokee County property record for 623 Ford Rd, Gaffney, SC 29340

Property Summary

Property Type	Single Family Home
Details	1,398 sqft · built 1985
Lot Size	2.98 acres (129,809 sqft)
Owner	2 Individual Names on Record
Last Sale	$96,000 (Apr 2009)
Tax Bill	$414 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003361-23-3`

Property Details

APN / Parcel Number

Primary APN	`003361-23-3`
Alternative APNs	`1370000055002 00014675` `137-00-00-055.002` `003475223`

Interior

Stories	1 Story
Building Area	1,398 sqft Living Area

Exterior

Year Built	Built 1985
Exterior Material	Siding
Lot Area	129,809 sqft (2.98 acres)
Porch	Porch

Location & Zoning

Old Parcel Number	1370000055002 00014675
Street Address	623 FORD RD
City	GAFFNEY
State	SC
Zip	29340-4637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	623 FORD RD P/O LT#A,B PER MAPS-VFD & 911 THIS IS DIST 25 NOT DIST 11/CHGD 2016 2011 COMB 137 -055 TO THIS PARCEL FOR MTG &
Legal Subdivision	TOWN/GARRNEY
Legal Tract	PD
Legal Block	161
Legal Lot Number	A,B\|P
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	2
Census Block	2006
Census Tract	970503

Owner

Source: Cherokee County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	623 FORD RD, GAFFNEY, SC 29340-4637
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2009 · Amount on Record
Deed Sale	Apr 10, 2009 · Amount on Record
Deed Document Number	0000261514
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	623 FORD RD # A, A, GAFFNEY, SC 29340-4637
Document Number	0001270523
Instrument Date	Jul 31, 2020
Transaction Type	Mortgage
Record Updated	Oct 14, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	623 FORD RD GAFFNEY SC 293404637, GAFFNEY, SC 29340-4637

Mortgage

Document Number	0001270523
Date	Oct 2, 2020
Book Page	000127/000523
Instrument	5343

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Oct 1, 2047

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	623 FORD RD # A, A, GAFFNEY, SC 29340-4637
Document Number	0001070131
Instrument Date	Sep 20, 2018
Transaction Type	Mortgage
Record Updated	Oct 24, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	623 FORD RD GAFFNEY SC 293404637, GAFFNEY, SC 29340-4637

Mortgage

Document Number	0001070131
Date	Oct 3, 2018
Book Page	000107/000131
Instrument	4847

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2048

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$414.00 (+18.29%) Homeowner's exemption	$5,150 (-) Land $800 Building $4,350	$130,800 (-) Land $20,000 Building $110,800
2023	$350.00 Homeowner's exemption	$5,150 Land $800 Building $4,350	$130,800 Land $20,000 Building $110,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2004–2009)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Spectrum.

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