637 E Micheltorena St, Santa Barbara, CA 93103 Property Records

Santa Barbara County property record for 637 E Micheltorena St, Santa Barbara, CA 93103

Property Summary

Property Type	Condominium
Details	4 bd · 4 ba · 3,080 sqft · built 2006
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Company Names on Record
Last Sale	$2,921,000 (Sep 2025)
Tax Bill	$22,430 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Dec 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`029-630-002`

Property Details

APN / Parcel Number

Primary APN	`029-630-002`
Alternative APN	`02904105`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	3,080 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Lot Area	16,988 sqft (0.39 acres)

Location & Zoning

Street Address	637 E MICHELTORENA ST
City	SANTA BARBARA
State	CA
Zip	93103-2229
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R2
Legal Subdivision	LAS BRISAS DE LA RIVIERA ESTATES
Legal Lot Number	1
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	2
Census Block	2004
Census Tract	600

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	637 E MICHELTORENA ST, SANTA BARBARA, CA 93103-2229
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Grant Deed, Transfer · Conventional Mortgage CITIBANK NA
Dec 14, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 9, 2020	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2025 · Amount on Record
Deed Sale	Sep 25, 2025 · Amount on Record
Prior Sale	Sep 9, 2020 · Amount on Record
Deed Document Number	202529541
Prior Transfer Date	Sep 18, 2025
Prior Transfer Doc	0000029540
Record Updated	Sep 20, 2026

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Sep 25, 2025
Property Address	637 E MICHELTORENA ST, SANTA BARBARA, CA 93103-2229
Document Number	0000029541
Map Reference	MB 58 PG 71&72
Instrument Date	Sep 11, 2025
Instrument	2025-0029541
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1643 LA VISTA DEL OCEANO, SANTA BARBARA, CA 93109-1790

Mortgage

Document Number	0000029542
Date	Sep 25, 2025
Instrument	2025-0029542

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.6%
Index	SOFR Average 30-Day
Max Rate	10.6%

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Dec 14, 2020
Property Address	637 E MICHELTORENA ST, SANTA BARBARA, CA 93103-2229
Document Number	0000074712
Instrument Date	Dec 3, 2020
Instrument	74712
Transaction Type	Transfer
Record Updated	Dec 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	637 E MICHELTORENA ST SANTA BARBARA CA 931032229, SANTA BARBARA, CA 93103-2229

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Sep 9, 2020
Property Address	637 E MICHELTORENA ST, SANTA BARBARA, CA 93103-2229
Document Number	0000048153
Map Reference	MB 58 PG 71&72
Instrument Date	Aug 26, 2020
Instrument	2020-0048153
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	637 E MICHELTORENA ST, SANTA BARBARA, CA 93103-2229

Mortgage

Document Number	0000048154
Date	Sep 9, 2020
Instrument	2020-0048154

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Santa Barbara City
Unified School District	Santa Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,921,000 (+37.33%) Land $1,460,500 Building $1,460,500
2025	$22,430.00 (+3.64%) Homeowner's exemption Additional exemption filed	$2,126,976 (+4.04%) Land $920,066 Building $1,206,910
2023	$21,643.00 (+1.76%) Homeowner's exemption Additional exemption filed	$2,044,386 Land $884,340 Building $1,160,046
2022	$21,269.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1998–2023)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 824 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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