626 E Micheltorena St, Santa Barbara, CA 93103 Property Records

Santa Barbara County property record for 626 E Micheltorena St, Santa Barbara, CA 93103

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,686 sqft · built 1910
Lot Size0.29 acres (12,632 sqft)
Owner2 Trust Names on File
Last Sale$3,475,000 (Feb 2025)
Tax Bill$38,429 (2025)
Deeds & MortgagesMay 2025 Mortgage
Feb 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN029-033-006

Property Details

APN / Parcel Number

Primary APN029-033-006
Alternative APN
  • 02903306

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,686 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Lot Area12,632 sqft (0.29 acres)

Location & Zoning

Street Address626 E MICHELTORENA ST
CitySANTA BARBARA
StateCA
Zip93103-2217
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 1 BLK 70
Legal Block70
Legal Lot Number1
JurisdictionSANTA BARBARA CA
Township / Civil DivisionSANTA BARBARA
Census Block Group4
Census Block4000
Census Tract600

Owner

626 E Micheltorena St is owner-occupied and held in a trust since February 2025.

Source: Santa Barbara County records, as of July 8, 2026

Owner of Record2 Trust Names on File
Mailing Address626 E MICHELTORENA ST, SANTA BARBARA, CA 93103-2217
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 2, 2025Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Feb 25, 2025Grant Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA
Sep 30, 2022Grant Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 25, 2025 · Amount on File
Deed SaleFeb 25, 2025 · Amount on File
Prior SaleSep 30, 2022 · Amount on File
Deed Document Number20255247
Prior Transfer DateAug 4, 2008
Prior Transfer Doc0000053479
Record UpdatedOct 29, 2026

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA BARBARA CA
Property Address626 E MICHELTORENA ST, SANTA BARBARA, CA 93103-2217
Transaction TypeMortgage
Record UpdatedDec 22, 2025
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address626 E MICHELTORENA ST, SANTA BARBARA, CA 93103-2217

Mortgage

Document Number0000013138
DateMay 2, 2025
Instrument2025-0013138
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.25%
Type Change DateJun 1, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10.2%
IndexSOFR Average 30-Day
Max Rate10.2%

February 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA BARBARA CA
Recording DateFeb 25, 2025
Property Address626 E MICHELTORENA ST, SANTA BARBARA, CA 93103-2217
Document Number0000005247
Instrument DateFeb 19, 2025
Instrument2025-0005247
Transaction TypeTransfer
Record UpdatedDec 22, 2025
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address626 E MICHELTORENA ST, SANTA BARBARA, CA 93103-2217

Mortgage

Document Number0000038009
DateFeb 25, 2025
Instrument2025-0038009
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term371 Months
DueJan 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5%
Type Change DateJan 1, 2033
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10%
IndexSOFR Average 30-Day
Max Rate10%

September 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA BARBARA CA
Recording DateSep 30, 2022
Property Address626 E MICHELTORENA ST, SANTA BARBARA, CA 93103-2217
Document Number0000042193
Instrument DateAug 16, 2022
Instrument2022-0042193
Transaction TypeTransfer
Record UpdatedOct 10, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address626 E MICHELTORENA ST, SANTA BARBARA, CA 93103-2217

Mortgage

Document Number0000042194
DateSep 30, 2022
Instrument2022-0042194
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 626 E Micheltorena St was $38,429.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Barbara County
MunicipalitySanta Barbara City
Unified School DistrictSanta Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$3,544,500 (-2.66%) Land $1,683,000 Building $1,861,500
2025$38,429.00$3,641,400 Land $1,716,660 Building $1,924,740
2023$37,088.00 (+94.61%)$3,500,000 Land $1,650,000 Building $1,850,000
2022$19,058.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 626 E Micheltorena St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 626 E Micheltorena St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SANTA BARBARA WATER DEPARTMENT
serves 93,334 people · EPA ID CA4210010
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 824 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

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