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637 E 12th St, Saint Charles, MN 55972 Property Records

Winona County property record for 637 E 12th St, Saint Charles, MN 55972

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,436 sqft · built 1979
Lot Size0.261 acres (11,369 sqft)
Owner2 Individual Names on Record
Last Sale$160,000 (May 2026)
Tax Bill$1,394 (2026)
Deeds & MortgagesMay 2026 Transfer
May 2026 Sale
APN29.000.1250

Property Details

APN / Parcel Number

Primary APN29.000.1250

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,436 sqft Living Area
1st Floor Area384 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,369 sqft (0.261 acres)
Lot Dimensions120 ft deep x 95 ft wide
Garage Area384 sqft

Exterior Amenities

PorchOpen Porch
Porch Area80 sqft
Deck AreaDeck Area
Patio Area608 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address637 E 12TH ST
CitySAINT CHARLES
StateMN
Zip55972-1603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-20 TWP-106 RANGE-010 LIMITS ST CHARLES LOT-051 LIMITS PARCEL 95' X 120' COM 820' EAST OF INT OF WEST LINE SEC 20 & NORTH
Legal Range010
Legal Township106
Legal Section20
Legal SubdivisionLIMITS
Legal Lot Number51
JurisdictionWINONA MN
Township / Civil DivisionST. CHARLES
Census Block Group2
Census Block2002
Census Tract671000

Owner

Source: Winona County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address637 E 12TH ST, SAINT CHARLES, MN 55972-1603
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
May 5, 2026Transfer on Death Deed, Transfer
NONE LISTED ON DOCUMENT
May 5, 2026Contract Sale, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 5, 2026 · Amount on Record
Deed SaleMay 5, 2026 · Amount on Record
Deed Document Number2026666165
Prior Transfer DateMay 1, 2026
Prior Transfer Doc0000666164
Record UpdatedSep 20, 2026

May 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionWINONA MN
Recording DateMay 5, 2026
Property Address637 E 12TH ST, SAINT CHARLES, MN 55972-1603
Document Number0000666164
Instrument DateMay 1, 2026
Instrument2026666164
Transaction TypeTransfer
Record UpdatedJul 15, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address637 E 12TH ST, SAINT CHARLES, MN 55972-1603

May 2026: Contract Sale, Transfer

Document TypeContract Sale
JurisdictionWINONA MN
Recording DateMay 5, 2026
Property Address637 E 12TH ST, SAINT CHARLES, MN 55972-1603
Document Number0000666165
Instrument DateMay 1, 2026
Instrument2026666165
Transaction TypeTransfer
Record UpdatedJul 15, 2026

Transaction

AmountAmount Recorded
Tax$53,328.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address637 E 12TH ST, SAINT CHARLES, MN 55972-1603

Tax Assessment & Valuation

Source: Winona County assessment roll, as of August 5, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountyWinona County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,394.00 (+68.36%)
2025$257,900 (+1.98%) Land $46,700 Building $211,200$257,900 (+1.98%) Land $46,700 Building $211,200
2023$828.00 Homeowner's exemption$252,900 Land $46,200 Building $206,700$252,900 Land $46,200 Building $206,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 80% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Charles
serves 3,825 people · EPA ID MN1850009
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
Hiawatha Broadband Communications
Cable · Fiber in parts of the area		1,000 / 30
GigFire
Fixed Wireless		150 / 130

May also be available: Verizon.

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