619 E 12th St, Saint Charles, MN 55972 Property Records

Winona County property record for 619 E 12th St, Saint Charles, MN 55972

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,432 sqft · built 1972
Lot Size	0.261 acres (11,369 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (May 2026)
Tax Bill	$2,872 (2026)
Deeds & Mortgages	May 2026 Sale Feb 2021 Mortgage + 1 more
APN	`29.000.1260`

Property Details

APN / Parcel Number

Primary APN	`29.000.1260`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,432 sqft Living Area
1st Floor Area	1,352 sqft
Basement Area	80 sqft
Unfinished Basement	80 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Metal Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,369 sqft (0.261 acres)
Lot Dimensions	120 ft deep x 95 ft wide
Garage Area	572 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	120 sqft
Deck Area	280 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	619 E 12TH ST
City	SAINT CHARLES
State	MN
Zip	55972-1603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-20 TWP-106 RANGE-010 LIMITS ST CHARLES LOT-051 LIMITS PAR 95' X 120' COMMENCING 725' EAST OF INT OF WEST LINE SEC 20 &
Legal Range	010
Legal Township	106
Legal Section	20
Legal Subdivision	LIMITS
Legal Lot Number	51
Jurisdiction	WINONA MN
Township / Civil Division	ST. CHARLES
Census Block Group	2
Census Block	2002
Census Tract	671000

Owner

Source: Winona County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	619 E 12TH ST, SAINT CHARLES, MN 55972-1603
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK NA
Aug 9, 2017	Warranty Deed, Transfer · Conventional Mortgage MERCHANTS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2026 · Amount on Record
Deed Sale	May 5, 2026 · Amount on Record
Prior Sale	Aug 9, 2017 · Amount on Record
Deed Document Number	2026666163
Prior Transfer Date	Apr 22, 2026
Prior Transfer Doc	0000666163
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	May 5, 2026
Property Address	619 E 12TH ST, SAINT CHARLES, MN 55972-1603
Document Number	0000666163
Instrument Date	Apr 22, 2026
Instrument	2026666163
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$48,328.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	619 E 12TH ST, SAINT CHARLES, MN 55972-1603

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	619 E 12TH ST, SAINT CHARLES, MN 55972-1603
Transaction Type	Mortgage
Record Updated	Feb 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	631063
Date	Feb 1, 2021
Instrument	631063

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Aug 9, 2017
Property Address	619 E 12TH ST, SAINT CHARLES, MN 55972-1603
Document Number	604642
Instrument Date	Jul 31, 2017
Instrument	604642
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$594.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	619 E 12TH ST, SAINT CHARLES, MN 55972-1603

Mortgage

Document Number	604643
Date	Aug 9, 2017
Instrument	604643

Lender

Name	MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	St. Charles City
Unified School District	St. Charles Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,872.00 (+22.74%) Homeowner's exemption	$260,900 (+6.62%) Land $49,000 Building $211,900	$260,900 (+6.62%) Land $49,000 Building $211,900
2025		$244,700 (+1.07%) Land $46,700 Building $198,000	$244,700 (+1.07%) Land $46,700 Building $198,000
2023	$2,340.00 Homeowner's exemption	$242,100 Land $46,200 Building $195,900	$242,100 Land $46,200 Building $195,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Charles serves 3,825 people · EPA ID MN1850009
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Hiawatha Broadband Communications Cable · Fiber in parts of the area	1,000 / 30
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

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