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637 Cardinal St, Ocoee, FL 34761 Property Records

Orange County property record for 637 Cardinal St, Ocoee, FL 34761 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,044 sqft · built 1957
Lot Size0.371 acres (16,155 sqft)
OwnerIndividual Name on File
Last Sale$187,500 (Nov 2019)
Tax Bill$2,791 (2025)
Deeds & MortgagesJun 2021 Mortgage
Nov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN17-22-28-4864-02-010

Property Details

APN / Parcel Number

Primary APN17-22-28-4864-02-010
Alternative APNs
  • 282217486402010
  • 242143
  • 246983
  • 251557

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,044 sqft Living Area
Gross Area1,657 sqft
1st Floor Area890 sqft
Utility Area88 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 2005
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialBuilt-Up Asphalt
Lot Area16,155 sqft (0.371 acres)
Garage TypeCarport
Garage Area275 sqft
CarportCarport
Carport Area275 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area404 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address637 CARDINAL ST
CityOCOEE
StateFL
Zip34761-2310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKEVIEW FOURTH ADDITION V/47 LOT 1 BLK B
Legal Range28E
Legal Township22S
Legal Section17
Legal SubdivisionLAKEVIEW 4TH ADD TO OCOEE
Legal Tract4864
Legal BlockB
Legal Lot Number1
JurisdictionORANGE FL
Township / Civil DivisionWINTER GARDEN-OCOEE
Census Block Group1
Census Block1008
Census Tract15003

Owner

Source: Orange County records · APN 17-22-28-4864-02-010

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address637 CARDINAL ST, OCOEE, FL 34761-2310
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
FBC MORTGAGE LLC
Nov 19, 2019Warranty Deed, Transfer · Conventional Mortgage
FBC MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 19, 2019 · Amount on Record
Deed SaleNov 19, 2019 · Amount on Record
Deed Document Number2019728200
Record UpdatedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address637 CARDINAL ST, OCOEE, FL 34761-2310
Transaction TypeMortgage
Record UpdatedJun 28, 2021
Title CompanyCALATLANTIC TITLE INC, CALATLANTIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address637 CARDINAL ST, OCOEE, FL 34761-2310

Mortgage

Document Number20210346651
DateJun 10, 2021
Instrument20210346651
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateNov 19, 2019
Property Address637 CARDINAL ST, OCOEE, FL 34761-2310
Document Number0000728200
Map ReferenceMB V PG 47
Instrument DateOct 31, 2019
Instrument20190728200
Transaction TypeTransfer
Record UpdatedJan 03, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,312.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8416 W JOHANNA DR, 8416, NILES, IL 60714-1851

Transferred To (Grantee/Buyer)

NameVerified Name
Address637 CARDINAL ST, OCOEE, FL 34761-2310

Mortgage

Document Number0000728201
DateNov 19, 2019
Instrument20190728201
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2049

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOcoee City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$175,973 (+2.7%)$248,230 (-1.06%) Land $85,000 Building $163,230
2025$2,791.00 (+8.56%) Homeowner's exemption$171,347 (+5.99%)$250,890 (+8.51%) Land $85,000 Building $165,890
2024$2,571.00 (+3.63%)
2023$2,481.00 (+3.68%) Homeowner's exemption$161,668 (+3%)$231,224 (+11.26%) Land $85,000 Building $146,224
2022$2,393.00 Homeowner's exemption$156,959$207,815 Land $85,000 Building $122,815

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950150031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 455 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA, AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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