632 Cardinal St, Ocoee, FL 34761 Property Records

Orange County property record for 632 Cardinal St, Ocoee, FL 34761 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,154 sqft · built 1957
Lot Size0.34 acres (14,829 sqft)
OwnerIndividual Name on File
Last Sale$274,900 (May 2024)
Tax Bill$4,166 (2025)
Deeds & MortgagesAug 2018 Line of Credit
Apr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN17-22-28-4864-01-010

Property Details

APN / Parcel Number

Primary APN17-22-28-4864-01-010
Alternative APNs
  • 282217486401010
  • 242131
  • 246971
  • 251546

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,154 sqft Living Area
Gross Area1,496 sqft
1st Floor Area1,042 sqft
Utility Area66 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 2000
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,829 sqft (0.34 acres)
Garage TypeCarport
Garage Area220 sqft
CarportCarport
Carport Area220 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchFlorida Room
Porch Area160 sqft
Patio Area158 sqft
Storage Building100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address632 CARDINAL ST
CityOCOEE
StateFL
Zip34761-2311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKEVIEW FOURTH ADDITION V/47 LOT 1 BLK A
Legal Range28E
Legal Township22S
Legal Section17
Legal SubdivisionLAKEVIEW 4TH ADD TO OCOEE
Legal Tract4864
Legal BlockA
Legal Lot Number1
JurisdictionORANGE FL
Township / Civil DivisionWINTER GARDEN-OCOEE
Census Block Group1
Census Block1049
Census Tract15003

Owner

Source: Orange County records · APN 17-22-28-4864-01-010

Assessment roll updated April 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1610 N FRIES AVE, WILMINGTON, CA 90744-1332
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Aug 07, 2018Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BK
Apr 24, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 21, 2024 · Amount on Record
Deed SaleMay 21, 2024 · Amount on Record
Prior SaleOct 23, 2014 · Amount on Record
Deed Document Number2024292144
Last Transfer DateAug 17, 2024
Transfer Doc0000567338
Record UpdatedSep 20, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address632 CARDINAL ST, OCOEE, FL 34761-2311
Document Number0000513870
Instrument DateAug 07, 2018
Transaction TypeMortgage
Record UpdatedNov 22, 2018
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address632 CARDINAL ST OCOEE FL 347612311, OCOEE, FL 34761-2311

Mortgage

Document Number0000513870
DateAug 29, 2018
Instrument513870
Lender
NameFIFTH THIRD BK
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 28, 2048
Interest
Rate TypeAdjustable Rate

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address632 CARDINAL ST, OCOEE, FL 34761-2311
Document Number0000239324
Instrument DateApr 24, 2017
Transaction TypeMortgage
Record UpdatedMay 23, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address632 CARDINAL ST OCOEE FL 347612311, OCOEE, FL 34761-2311

Mortgage

Document Number0000239324
DateMay 01, 2017
Instrument239324
Lender
NameFIFTH THIRD MTG
TypeMortgage Company
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 30, 2047

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOcoee City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$212,480 (-1%) Land $85,000 Building $127,480$212,480 (-1%) Land $85,000 Building $127,480
2025$4,166.00 (+292.28%) Homeowner's exemption Disabled Person's exemption Widower's exemption$214,630 (+161.48%) Land $85,000 Building $129,630$214,630 (+7.69%) Land $85,000 Building $129,630
2024$1,062.00 (+4.53%)
2023$1,016.00 (-8.3%) Homeowner's exemption Disabled Person's exemption Widower's exemption$82,084 (+3%)$199,301 (+9.99%) Land $85,000 Building $114,301
2022$1,108.00 Homeowner's exemption Disabled Person's exemption Widower's exemption$79,693$181,200 Land $85,000 Building $96,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950150031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 455 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA, AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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