Polk County property record for 6365 Hwy 22, Independence, OR 97351
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5 ba · 4,516 sqft · built 1996 |
| Lot Size | 26.7 acres (1,165,230 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,005,000 (Nov 2024) |
| Tax Bill | $17,808 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Feb 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07427-00-00200 |
| Primary APN | 07427-00-00200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,516 sqft Gross Area |
| 1st Floor Area | 2,853 sqft |
| 2nd Floor Area | 1,243 sqft |
| Family Room | Family Room |
| Great Room | Great Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,165,230 sqft |
| Garage Area | 420 sqft |
| Parking Spaces | 4 Parking Spaces |
| Utility Building | 1,728 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 228916 |
|---|---|
| Street Address | 6365 HIGHWAY 22 |
| City | INDEPENDENCE |
| State | OR |
| Zip | 97351-9629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EFU |
| Legal Description | TWO STORY |
| Legal Range | 4W |
| Legal Township | 07S |
| Legal Section | 27 |
| Legal Block | 1 |
| Jurisdiction | POLK OR |
| Township / Civil Division | SALEM |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 5302 |
Source: Polk County records, as of June 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6365 HIGHWAY 22, INDEPENDENCE, OR 97351-9629 |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust, Mortgage · Line of Credit MAPS CREDIT UNION |
| Feb 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC |
| Jun 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SHAUNA D TITUS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 27, 2024 · Amount on Record |
| Deed Sale | Nov 27, 2024 · Amount on Record |
| Prior Sale | Dec 29, 2015 · Amount on Record |
| Deed Document Number | 20249021 |
| Prior Transfer Date | Jun 25, 2019 |
| Prior Transfer Doc | 0000007161 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Apr 14, 2026 |
| Property Address | 6365 HIGHWAY 22, INDEPENDENCE, OR 97351-9629 |
| Document Number | 0000002963 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 20262963 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust, 221 |
| Document Number | 0000002963, |
|---|---|
| Date | Apr 14, 2026 |
| Instrument | 20262963 |
| Name | MAPS CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 6365 HIGHWAY 22, INDEPENDENCE, OR 97351-9629 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2026 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Name | Verified Name |
|---|---|
| Address | 6365 HIGHWAY 22, INDEPENDENCE, OR 97351-9629 |
| Document Number | 0000001328 |
|---|---|
| Date | Feb 23, 2026 |
| Instrument | 2026-001328 |
| Name | NATIONS DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 6365 HIGHWAY 22, INDEPENDENCE, OR 97351-9629 |
| Document Number | 0000007744 |
| Instrument Date | Jun 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2911 22ND ST SE SALEM OR 973021158, SALEM, OR 97302-1158 |
| Document Number | 0000007744 |
|---|---|
| Date | Jul 24, 2019 |
| Instrument | 7744 |
| Name | SHAUNA D TITUS |
|---|---|
| Address | 19441 145TH TRL SE, YELM, WA 98597-7995 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Polk County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Polk County |
| Unified School District | Central School District 13J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $703,060 (+3%) Land $337,970 Building $365,090 | $1,099,050 (+1.44%) Land $490,000 Building $609,050 | |
| 2025 | $17,808.00 (+112.2%) | $682,590 (+3%) Land $328,120 Building $354,470 | $1,083,410 (-10.81%) Land $490,000 Building $593,410 |
| 2024 | $8,392.00 (-9.75%) | $662,710 (+3%) Land $318,550 Building $344,160 | $1,214,660 (+5.7%) Land $545,200 Building $669,460 |
| 2023 | $9,299.00 (+13.55%) | $643,410 (+3%) Land $309,270 Building $334,140 | $1,149,210 (+0.79%) Land $517,600 Building $631,610 |
| 2022 | $8,189.00 | $624,670 Land $300,260 Building $324,410 | $1,140,160 Land $487,210 Building $652,950 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (2007–2021) |
| Most Recent Claim | Jan 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICKREALL WATER ASSOCIATION private · serves 1,650 people · EPA ID OR4100704 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Copper | 1.36 mg/L (2024–2026) action level 1.3 mg/L |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Nitrate not recorded as resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 65 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Alyrica Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Hunter Communications Fixed Wireless | 200 / 20 |
| T-Mobile Fixed Wireless | 25 / 3 |
| AT&T Fixed Wireless | 25 / 3 |
| CenturyLink DSL | 10 / 1 |
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