Jefferson County property record for 6364 White Clover Dr, Cedar Hill, MO 63016
| Property Type | Single Family Home |
|---|---|
| Details | 2,388 sqft · built 2017 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,673 (2025) |
| Deeds & Mortgages | Apr 2018 Line of Credit Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-4.0-19.0-0-002-001.94 |
| Primary APN | 07-4.0-19.0-0-002-001.94 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,388 sqft Living Area |
| Gross Area | 3,988 sqft |
| 1st Floor Area | 2,388 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Construction Type | Frame |
| Lot Area | 40,075 sqft (0.92 acres) |
| Garage Type | Attached |
| Garage Area | 1,600 sqft |
| Heating System | HVAC |
|---|
| State | MO |
|---|---|
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Description | CLOVER LAKE ESTS LOT 94 |
| Legal Range | 4E |
| Legal Township | 42N |
| Legal Section | 19 |
| Legal Subdivision | CLOVER LAKE ESTS |
| Legal Block | 1 |
| Legal Lot Number | 94 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | HIGH RIDGE |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 700504 |
6364 White Clover Dr is owned by two individuals who acquired it in November 2016.
Source: Jefferson County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6364 WHITE CLOVER DR, CEDAR HILL, MO 63016-2142 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 10, 2018 | Deed of Trust, Mortgage · Line of Credit UNICO BANK |
| Jan 22, 2021 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Nov 19, 2019 | Deed of Trust, Mortgage · VA Mortgage USAA |
| Jul 19, 2017 | Trustee's Deed, Construction Loan · Line of Credit UNICO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2016 |
| Deed Sale | Nov 10, 2016 |
| Deed Document Number | 201636325 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | CEDAR HILL, MO 63016 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000010643 |
|---|---|
| Date | Apr 10, 2018 |
| Instrument | 2018R-010643 |
| Name | UNICO BANK |
|---|---|
| Type | Bank |
| Address | MINERAL POINT, MO 63660 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 6, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | CEDAR HILL, MO 63016 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000003286 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 2021R-003286 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | CEDAR HILL, MO 63016 |
| Document Number | 0000038011 |
| Instrument Date | Nov 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2019 |
| Title Company | BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6364 WHITE CLOVER DR CEDAR HILL MO 630162142, CEDAR HILL, MO 63016-2142 |
| Document Number | 0000038011 |
|---|---|
| Date | Dec 4, 2019 |
| Instrument | 38011 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 3, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Jul 19, 2017 |
| Property Address | CEDAR HILL, MO 63016 |
| Instrument Date | Jul 14, 2017 |
| Instrument | 22114 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 30, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 5936 SAWDUST TRL CEDAR HILL MO 630164004, CEDAR HILL, MO 63016-4004 |
| Document Number | 0000022114 |
|---|---|
| Date | Jul 19, 2017 |
| Instrument | 22114 |
| Name | UNICO BK |
|---|---|
| Type | Bank |
| Address | MINERAL POINT, MO 63660 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jul 18, 2018 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 6364 White Clover Dr was $4,673, up 6.9% from the year before.
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Unified School District | Northwest R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $62,500 (-) Land $7,700 Building $54,800 | $329,300 (-) Land $40,700 Building $288,600 | |
| 2025 | $4,673.00 (+6.88%) | $62,500 Land $7,700 Building $54,800 | $329,300 (-) Land $40,700 Building $288,600 |
| 2024 | $4,372.00 (+0.34%) | $329,300 (+8.47%) Land $40,700 Building $288,600 | |
| 2023 | $4,357.00 | $57,700 Land $7,700 Building $50,000 | $303,600 Land $40,700 Building $262,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6364 White Clover Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1990–1995) |
| Most Recent Claim | May 1995 · Severe Storms, Tornadoes, Hail, Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6364 White Clover Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 76% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON CO PWSD 8 serves 4,733 people · EPA ID MO6024300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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