6356 White Clover Dr, Cedar Hill, MO 63016 Property Records

Jefferson County property record for 6356 White Clover Dr, Cedar Hill, MO 63016

Property Summary

Property TypeSingle Family Home
Details2,590 sqft · built 2019
Lot Size1.8 acres (78,408 sqft)
Owner2 Individual Names on File
Last Sale$352,450 (Dec 2025)
Tax Bill$4,531 (2025)
Deeds & MortgagesDec 2025 Mortgage
Nov 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN07-4.0-19.0-0-002-001.92

Property Details

APN / Parcel Number

Primary APN07-4.0-19.0-0-002-001.92
Alternative APN
  • 0740190 00200192

Interior

Stories1 Story
Building Area2,590 sqft Living Area
Gross Area3,313 sqft
1st Floor Area2,159 sqft
Basement Area431 sqft
Finished Basement431 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Construction TypeFrame
Lot Area78,408 sqft
Garage TypeAttached
Garage Area723 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address6356 WHITE CLOVER DR
CityCEDAR HILL
StateMO
Zip63016-2142
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR40
Legal DescriptionCLOVER LAKE ESTS 3 CONSOL LOT 92A
Legal Range4E
Legal Township42N
Legal Section19
Legal SubdivisionCLOVER LAKE ESTS 3
Legal Block1
Legal Lot Number92A
JurisdictionJEFFERSON MO
Township / Civil DivisionHIGH RIDGE
Census Block Group1
Census Block1029
Census Tract700504

Owner

6356 White Clover Dr is owned and occupied by two individuals who bought it in December 2025.

Source: Jefferson County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address6356 WHITE CLOVER DR, CEDAR HILL, MO 63016-2142
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2025Warranty Deed, Transfer · Conventional Mortgage
DAS ACQUISITION
Nov 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST COMMUNITY CU
Sep 22, 2022Intrafamily Transfer, Transfer
May 9, 2019Trustee's Deed, Construction Loan · Line of Credit
UNICO BK
Jul 6, 2018Warranty Deed, Transfer · ARM
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 16, 2025 · Amount on File
Deed SaleDec 16, 2025 · Amount on File
Prior SaleJul 6, 2018 · Amount on File
Deed Document Number202532859
Prior Transfer DateSep 16, 2022
Prior Transfer Doc0000031133
Record UpdatedOct 29, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON MO
Recording DateDec 16, 2025
Property Address6356 WHITE CLOVER DR, CEDAR HILL, MO 63016-2142
Document Number0000032859
Map ReferenceDOC 2018P-000093
Instrument DateDec 10, 2025
Instrument2025R-032859
Transaction TypeTransfer
Record UpdatedDec 31, 2025
Title CompanyATG

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1726 SOUTH AVE, SPRINGFIELD, MO 65807-2013

Transferred To (Grantee/Buyer)

NameVerified Name
Address6356 WHITE CLOVER DR, CEDAR HILL, MO 63016-2142

Mortgage

Document Number0000032860
DateDec 16, 2025
Instrument2025R-032860
Lender
NameDAS ACQUISITION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2056

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address6356 WHITE CLOVER DR, CEDAR HILL, MO 63016-2142
Transaction TypeMortgage
Record UpdatedOct 4, 2022
Title CompanyCLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000041852
DateNov 3, 2020
Instrument2020R-041852
Lender
NameFIRST COMMUNITY CU
TypeCredit Union
AddressCHESTERFIELD, MO 63005
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueNov 1, 2035

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJEFFERSON MO
Recording DateSep 22, 2022
Property Address6356 WHITE CLOVER DR, CEDAR HILL, MO 63016-2142
Document Number0000031133
Map ReferenceDOC 2018P-000093
Instrument DateSep 16, 2022
Instrument2022R-031133
Transaction TypeTransfer
Record UpdatedOct 4, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1805 RAINBOW DR, 1805, HIGH RIDGE, MO 63049-1922

Transferred To (Grantee/Buyer)

NameVerified Name
Address6356 WHITE CLOVER DR, CEDAR HILL, MO 63016-2142

May 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionJEFFERSON MO
Recording DateMay 9, 2019
Property Address6356 WHITE CLOVER DR, CEDAR HILL, MO 63016-2142
Instrument DateMay 3, 2019
Instrument12851
Transaction TypeConstruction Loan
Record UpdatedMay 28, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1857 CROSSHAVEN DR HIGH RIDGE MO 630493828, HIGH RIDGE, MO 63049-3828

Mortgage

Document Number0000012851
DateMay 9, 2019
Instrument12851
Lender
NameUNICO BK
TypeBank
AddressMINERAL POINT, MO 63660
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueMay 8, 2020
Interest
Rate TypeAdjustable Rate

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON MO
Recording DateJul 6, 2018
Property Address6356 WHITE CLOVER DR, CEDAR HILL, MO 63016-2142
Document Number0000020304
Map ReferenceDOC2018P-000093
Instrument DateJun 29, 2018
Instrument2018R-020304
Transaction TypeTransfer
Record UpdatedOct 4, 2022
Title CompanyHERITAGE TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 CLUB CT, HIGH RIDGE, MO 63049-3527

Mortgage

Document Number0000020305
DateJul 6, 2018
Instrument2018R-020305
Lender
NameUS BANK NA
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term360 Months
DueJul 1, 2048
Interest
Rate TypeAdjustable Rate
Rate6.62%
Type Change DateJul 1, 2021
Change FrequencyAnnually
Min Rate At Change3.25%
Max Rate At Change8.62%
Index1-Year CMT
Max Rate12.6%

Tax Assessment & Valuation

The 2025 property tax bill for 6356 White Clover Dr was $4,531, up 6.2% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
Unified School DistrictNorthwest R-I School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$60,600 (-) Land $8,800 Building $51,800$319,000 (-) Land $46,200 Building $272,800
2025$4,531.00 (+6.21%)$60,600 Land $8,800 Building $51,800$319,000 (-) Land $46,200 Building $272,800
2024$4,266.00 (+0.35%)$319,000 (+7.77%) Land $46,200 Building $272,800
2023$4,251.00$56,300 Land $8,800 Building $47,500$296,000 Land $46,200 Building $249,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6356 White Clover Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims4 (1990–1995)
Most Recent ClaimMay 1995 · Severe Storms, Tornadoes, Hail, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6356 White Clover Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEFFERSON CO PWSD 8
serves 4,733 people · EPA ID MO6024300
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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