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636 Shepherds Gap Rd, Cullowhee, NC 28723 Property Records

Jackson County property record for 636 Shepherds Gap Rd, Cullowhee, NC 28723

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,421 sqft · built 2002
Lot Size2 acres (87,120 sqft)
Owner2 Company Names on Record
Last Sale$1,300,000 (Dec 2022)
Tax Bill$5,314 (2025)
Deeds & MortgagesFeb 2026 Transfer
Dec 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7554-58-3566

Property Details

APN / Parcel Number

Primary APN7554-58-3566
Alternative APN
  • 143445

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,421 sqft Heated Area
1st Floor Area2,024 sqft
Basement Area2,024 sqft
Unfinished Basement2,024 sqft
FlooringWood
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialWood
Roof TypeWood Truss
Roof MaterialAsphalt
Lot Area87,120 sqft (2 acres)
Garage TypeCarport
Garage Area288 sqft
CarportCarport
Carport Area288 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area396 sqft
Deck Area240 sqft
Patio Area1,444 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic

Location & Zoning

Street Address636 SHEPHERDS GAP RD
CityCULLOWHEE
StateNC
Zip28723-6975
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 30 SHEPHERDS MTN
Legal SubdivisionSHEPHERDS MOUNTAIN
Legal Lot Number30
JurisdictionJACKSON NC
Township / Civil DivisionHAMBURG
Census Block Group2
Census Block2016
Census Tract950800

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address2516 SIR PERCIVAL LN, LEWISVILLE, TX 75056-5703
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2026Intrafamily Transfer, Transfer
Dec 1, 2022Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2022 · Amount on Record
Deed SaleDec 1, 2022 · Amount on Record
Deed Book / Page2347 / 1082
Last Transfer DateFeb 24, 2026
Transfer Doc0024150149
Record UpdatedOct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJACKSON NC
Recording DateFeb 26, 2026
Property Address636 SHEPHERDS GAP RD, CULLOWHEE, NC 28723-6975
Document Number0024150149
Book / Page2415 / 149
Map ReferenceCAB 10 SL 94
Instrument DateFeb 24, 2026
Transaction TypeTransfer
Record UpdatedMar 6, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2516 SIR PERCIVAL LN, LEWISVILLE, TX 75056-5703

Transferred To (Grantee/Buyer)

NameVerified Name
Address2516 SIR PERCIVAL LN, LEWISVILLE, TX 75056-5703

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON NC
Recording DateDec 1, 2022
Property Address636 SHEPHERDS GAP RD, CULLOWHEE, NC 28723-6975
Document Number0023471082
Book / Page2347 / 1082
Map ReferenceCAB 10 SL 94
Instrument DateNov 28, 2022
Transaction TypeTransfer
Record UpdatedMar 6, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,600.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address620 BAND DR, FRANKLIN, TN 37064-3086

Transferred To (Grantee/Buyer)

NameVerified Name
Address636 SHEPHERDS GAP RD, CULLOWHEE, NC 28723-6975

Mortgage

Document Number0023471088
DateDec 1, 2022
Instrument2347/1088
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,398,679 (-) Land $253,000 Building $1,145,679
2025$5,314.00 (+47.69%)$1,398,679 (+47.7%) Land $253,000 Building $1,145,679
2023$3,598.00$946,960 Land $250,000 Building $696,960

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims3 (2013–2024)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
BalsamWest FiberNET
Fiber		1,000 / 500
Starlink
Satellite		280 / 30

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

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