Jackson County property record for 162 Shepherds Gap Rd, Cullowhee, NC 28723
| Property Type | Single Family Home |
|---|---|
| Lot Size | 3.06 acres (133,729 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $10,000 (Oct 2020) |
| Tax Bill | $1,612 (2023) |
| Deeds & Mortgages | Jul 2021 Construction Loan Oct 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 7555-40-6249 |
| Primary APN | 7555-40-6249 |
|---|---|
| Alternative APN |
|
| Lot Area | 133,729 sqft (3.06 acres) |
|---|---|
| Terrain | Rolling |
| Account Number | 47970 |
|---|---|
| Street Address | 162 SHEPHERDS GAP RD |
| City | CULLOWHEE |
| State | NC |
| Zip | 28723-6698 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 9 SHEPHERDS MTN |
| Legal Township | 15 |
| Legal Lot Number | 9 |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | HAMBURG |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 950800 |
Source: Jackson County assessment roll, as of January 1, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3122 FLORAL BANK LN, CHARLESTON, SC 29414-8145 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2021 | Deed of Trust, Mortgage · Construction Mortgage CAROLINA FARM CREDIT ACA |
| Oct 7, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 7, 2020 · Amount on Record |
| Deed Sale | Oct 7, 2020 · Amount on Record |
| Deed Document Number | 0002279124 |
| Deed Book / Page | 2279 / 124 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 162 SHEPHERDS GAP RD, CULLOWHEE, NC 28723-6698 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3122 FLORAL BANK LN, CHARLESTON, SC 29414-8145 |
| Document Number | 0023090308 |
|---|---|
| Date | Jul 29, 2021 |
| Book Page | 2309/308 |
| Name | CAROLINA FARM CREDIT ACA |
|---|---|
| Type | Bank |
| Address | GREENSBORO, NC 27408 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Oct 7, 2020 |
| Property Address | 162 SHEPHERDS GAP RD, CULLOWHEE, NC 28723-6698 |
| Document Number | 0022790124 |
| Book / Page | 002279 / 000124 |
| Instrument Date | Oct 6, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $20.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3122 FLORAL BANK LN CHARLESTON SC 294148145, CHARLESTON, SC 29414-8145 |
Source: Jackson County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $1,612.00 | $424,390 Land $10,000 Building $414,390 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (2013–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BalsamWest FiberNET Fiber | 1,000 / 500 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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