636 S Kisner Cir, Independence, MO 64056 Property Records

Jackson County property record for 636 S Kisner Cir, Independence, MO 64056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,212 sqft · built 2004
Lot Size	0.51 acres (22,215 sqft)
Owner	Individual Name on Record
Last Sale	$401,800 (Apr 2026)
Tax Bill	$4,920 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-210-03-03`

Property Details

APN / Parcel Number

Primary APN	`25-210-03-03`
Alternative APNs	`25-210-03-03-00-0-00-000` `25200611200000000` `1693756`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,212 sqft Living Area
1st Floor Area	1,833 sqft
Basement Area	1,833 sqft
Finished Basement	916 sqft
Unfinished Basement	917 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Cape Cod
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,215 sqft (0.51 acres)
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	178 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1693756
Street Address	636 S KISNER CIR
City	INDEPENDENCE
State	MO
Zip	64056-3067
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VICTORIAN ESTATES 3RD PLAT LOTS 101-130 & TRS A&B---LOT 119
Legal Subdivision	VICTORIAN ESTATES 3RD PLAT
Legal Tract	A,B
Legal Block	1
Legal Lot Number	119
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1006
Census Tract	11409

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	636 S KISNER CIR, INDEPENDENCE, MO 64056-3067
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Apr 20, 2026	Quit Claim Deed, Transfer · VA Mortgage INDEPENDENT HOME LOANS
May 26, 2022	Warranty Deed, Transfer · VA Mortgage DAS ACQUISITION
Apr 6, 2017	Warranty Deed, Transfer · VA Mortgage MAZUMA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2026 · Amount on Record
Deed Sale	Apr 20, 2026 · Amount on Record
Prior Sale	May 26, 2022 · Amount on Record
Deed Document Number	202628440
Prior Transfer Date	Mar 24, 2026
Prior Transfer Doc	0000028440
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	636 S KISNER CIR, INDEPENDENCE, MO 64056-3067
Transaction Type	Mortgage
Record Updated	Apr 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0012534
Date	Feb 3, 2021
Instrument	2021E0012534

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2050

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 20, 2026
Property Address	636 S KISNER CIR, INDEPENDENCE, MO 64056-3067
Document Number	0000028440
Instrument Date	Mar 24, 2026
Instrument	2026.28440
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	UNISOURCE NATIONAL LENDER SERVICES LL, UNISOURCE NATIONAL LENDER SERV

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	636 S KISNER CIR, INDEPENDENCE, MO 64056-3067

Mortgage

Document Number	0000028441,
Date	Apr 20, 2026
Instrument	2026E.28441

Lender

Name	INDEPENDENT HOME LOANS

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6%
Max Rate	-1%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	May 26, 2022
Property Address	636 S KISNER CIR, INDEPENDENCE, MO 64056-3067
Document Number	00E0050369
Instrument Date	May 25, 2022
Instrument	2022E0050369
Transaction Type	Transfer
Record Updated	Jun 1, 2022
Title Company	CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	636 S KISNER CIR, INDEPENDENCE, MO 64056-3067

Mortgage

Document Number	00E0050565
Date	May 26, 2022
Instrument	2022E0050565

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 6, 2017
Property Address	636 S KISNER CIR, INDEPENDENCE, MO 64056-3067
Document Number	0000E29901
Instrument Date	Mar 31, 2017
Instrument	29901E
Transaction Type	Transfer
Record Updated	Jun 22, 2017
Title Company	FIRST UNITED TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	636 S KISNER CIR INDEPENDENCE MO 640563067, INDEPENDENCE, MO 64056-3067

Mortgage

Document Number	E30273
Date	Apr 6, 2017
Instrument	30273E

Lender

Name	MAZUMA CU
Type	Credit Union
Address	OVERLAND PARK, KS 66223

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2047

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,848 (-) Land $7,714 Building $61,134	$362,360 (-)
2025	$4,920.00 (-1.95%)	$68,848 (-4.95%) Land $7,714 Building $61,134	$362,360 (-4.95%)
2024	$5,018.00 (+2.32%)
2023	$4,904.00	$72,432 Land $9,551 Building $62,881	$381,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Wisper ISP.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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