636 Penncross Dr, Raleigh, NC 27610 Property Records

Wake County property record for 636 Penncross Dr, Raleigh, NC 27610

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,940 sqft · built 1994
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$182,500 (Nov 2011)
Tax Bill$4,063 (2025)
Deeds & MortgagesMay 2023 Transfer
May 2023 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN1734.04-50-8438-000

Property Details

APN / Parcel Number

Primary APN1734.04-50-8438-000
Alternative APNs
  • 1734.04-50-8438 0188399
  • 1734508438
  • 018839901
  • 0188399

Interior

Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,940 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleConventional
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Lot Area7,405 sqft (0.17 acres)
Garage Area90 sqft

Exterior Amenities

PorchOpen Porch
Porch Area18 sqft
Deck Area384 sqft
Patio Area539 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number0188399
Street Address636 PENNCROSS DR
CityRALEIGH
StateNC
Zip27610-2177
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionLO70 VILLAGE LAKES SUB PH4 BM1992-00251
Legal SubdivisionVILLAGE LAKES SUB PH4
Legal Phase4
Legal Lot Number70
JurisdictionWAKE NC
Township / Civil DivisionST. MATTHEWS
Census Block Group3
Census Block3000
Census Tract54106

Owner

636 Penncross Dr is owned and occupied by two individuals who acquired it in May 2023.

Source: Wake County records, as of September 9, 2025

Owner of Record2 Individual Names on File
Mailing Address636 PENNCROSS DR, RALEIGH, NC 27610-2177
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 10, 2023Intrafamily Transfer, Transfer
May 9, 2023Intrafamily Transfer, Transfer
Mar 27, 2019Deed of Trust, Mortgage · Line of Credit
STATE EMPS FCU
Mar 27, 2019Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPS FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 14, 2011 · Amount on File
Deed SaleNov 14, 2011 · Amount on File
Prior SaleDec 9, 2008 · Amount on File
Deed Book / Page14538 / 2710
Last Transfer DateMay 9, 2023
Transfer Doc19330/2303
Record UpdatedJun 8, 2026

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWAKE NC
Recording DateMay 10, 2023
Property Address636 PENNCROSS DR, RALEIGH, NC 27610-2177
Document Number19330/2303
Book / Page19330 / 2303
Map ReferenceMB 1992 PG 251
Instrument DateMay 9, 2023
Transaction TypeTransfer
Record UpdatedMay 24, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address636 PENNCROSS DR, RALEIGH, NC 27610-2177

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWAKE NC
Recording DateMay 9, 2023
Property Address636 PENNCROSS DR, RALEIGH, NC 27610-2177
Document Number019330/745
Book / Page19330 / 745
Map ReferenceMB 1992 PG 251
Instrument DateMay 9, 2023
Transaction TypeTransfer
Record UpdatedMay 24, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address636 PENNCROSS DR, RALEIGH, NC 27610-2177

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKE NC
Property Address636 PENNCROSS DR, RALEIGH, NC 27610-2177
Document Number173992344
Instrument DateMar 27, 2019
Transaction TypeMortgage
Record UpdatedApr 5, 2019
Title CompanyLENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address636 PENNCROSS DR RALEIGH NC 276102177, RALEIGH, NC 27610-2177

Mortgage

Document Number173992344
DateApr 1, 2019
Book Page017399/002344
Lender
NameSTATE EMPS FCU
TypeCredit Union
AddressRALEIGH, NC 27620
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKE NC
Property Address636 PENNCROSS DR, RALEIGH, NC 27610-2177
Document Number173992326
Instrument DateMar 27, 2019
Transaction TypeMortgage
Record UpdatedApr 5, 2019
Title CompanyACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transferred To (Grantee/Buyer)

NameVerified Name
Address636 PENNCROSS DR RALEIGH NC 276102177, RALEIGH, NC 27610-2177

Mortgage

Document Number173992326
DateApr 1, 2019
Book Page017399/002326
Lender
NameSTATE EMPS FCU
TypeCredit Union
AddressRALEIGH, NC 27611-5279
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 31, 2049
Interest
Rate TypeAdjustable Rate
Rate3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 636 Penncross Dr was $4,063.

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWake County
MunicipalityRaleigh City
Unified School DistrictWake County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,063.00$463,681 Land $70,000 Building $393,681$463,681 Land $70,000 Building $393,681
2023$3,144.00$286,673 Land $36,000 Building $250,673$286,673 Land $36,000 Building $250,673

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 636 Penncross Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 636 Penncross Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RALEIGH
serves 650,000 people · EPA ID NC0392010
Water SourceSurface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Penncross Dr

Nearby Streets

Search Property Records by Address or Parcel Number