Wake County property record for 628 Penncross Dr, Raleigh, NC 27610
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,781 sqft · built 1994 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $168,000 (Dec 1994) |
| Tax Bill | $3,943 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Jul 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1734.04-50-9431-000 |
| Primary APN | 1734.04-50-9431-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,781 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Area | 90 sqft |
| Porch | Open Porch |
| Porch Area | 334 sqft |
| Deck Area | 98 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 0188401 |
|---|---|
| Street Address | 628 PENNCROSS DR |
| City | RALEIGH |
| State | NC |
| Zip | 27610-2177 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | LO72 VILLAGE LAKES SUB PH4 BM1992-251 |
| Legal Subdivision | VILLAGE LAKES SUB PH4 |
| Legal Phase | 4 |
| Legal Lot Number | 72 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | ST. MATTHEWS |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 54106 |
Source: Wake County records, as of September 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 628 PENNCROSS DR, RALEIGH, NC 27610-2177 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 23, 2023 | Deed of Trust, Mortgage · Line of Credit SUMMIT CU |
| Jul 5, 2023 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jul 13, 2021 | Gift Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 27, 1994 · Amount on Record |
| Deed Sale | Dec 27, 1994 · Amount on Record |
| Deed Book / Page | 6388 / 590 |
| Last Transfer Date | Jul 13, 2021 |
| Transfer Doc | 18595/1799 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 628 PENNCROSS DR, RALEIGH, NC 27610-2177 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 19460/2676 |
|---|---|
| Date | Oct 23, 2023 |
| Book Page | 19460/2676 |
| Name | SUMMIT CU |
|---|---|
| Type | Credit Union |
| Address | GREENSBORO, NC 27409 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 16, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 628 PENNCROSS DR, RALEIGH, NC 27610-2177 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 628 PENNCROSS DR, RALEIGH, NC 27610-2177 |
| Document Number | 19376/1252 |
|---|---|
| Date | Jul 5, 2023 |
| Book Page | 19376/1252 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 4, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Jul 13, 2021 |
| Property Address | 628 PENNCROSS DR, RALEIGH, NC 27610-2177 |
| Document Number | 18595/1799 |
| Book / Page | 18595 / 1799 |
| Map Reference | MB 1992 PG 251 |
| Instrument Date | Jul 13, 2021 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 628 PENNCROSS DR, RALEIGH, NC 27610-2177 |
| Name | Verified Name |
|---|---|
| Address | 628 PENNCROSS DR, RALEIGH, NC 27610-2177 |
Source: Wake County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wake County |
| Municipality | Raleigh City |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,943.00 (+24.62%) | $449,833 (+55.92%) Land $70,000 Building $379,833 | $449,833 (+55.92%) Land $70,000 Building $379,833 |
| 2023 | $3,164.00 | $288,503 Land $36,000 Building $252,503 | $288,503 Land $36,000 Building $252,503 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RALEIGH serves 650,000 people · EPA ID NC0392010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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