636 Locust Corner Rd, Cincinnati, OH 45245 Property Records

Clermont County property record for 636 Locust Corner Rd, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 3,152 sqft · built 2003
Lot Size	7.55 acres (329,096 sqft)
Owner	Individual Name on Record
Last Sale	$499,800 (May 2017)
Tax Bill	$16,794 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2017 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`27-28-14H-108`

Property Details

APN / Parcel Number

Primary APN	`27-28-14H-108`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,152 sqft Living Area
1st Floor Area	2,585 sqft
Basement Area	2,808 sqft
Finished Basement	2,247 sqft
Unfinished Basement	561 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	329,096 sqft (7.55 acres)
Terrain	Above Road/Slope
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	368 sqft
Porch	Open Porch
Porch Area	120 sqft
Deck Area	180 sqft
Patio Area	1,362 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	636 LOCUST CORNER RD
City	CINCINNATI
State	OH
Zip	45245-3108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LUCAS MILTARY SURVEY NO 1753
Jurisdiction	CLERMONT OH
Township / Civil Division	PIERCE
Census Block Group	3
Census Block	3015
Census Tract	41505

Owner

Source: Clermont County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	636 LOCUST CORNER RD, CINCINNATI, OH 45245-3108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage CINCINNATI FSLA
Aug 11, 2017	Deed of Trust, Mortgage · Line of Credit AMERICAN SAVINGS BANK FSB
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage CINCINNATI FSLA
May 12, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SAVINGS BANK FSB
Apr 14, 2017	Trustee's Deed, Construction Loan · Line of Credit HERITAGE BK
Mar 27, 2017	Trustee's Deed, Construction Loan · Line of Credit HERITAGE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2017 · Amount on Record
Deed Sale	May 12, 2017 · Amount on Record
Prior Sale	Dec 1, 2016 · Amount on Record
Deed Document Number	201710537
Deed Book / Page	2704 / 2474
Prior Transfer Date	Nov 17, 2016
Prior Transfer Doc	0000028247
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	636 LOCUST CORNER RD, CINCINNATI, OH 45245-3108
Transaction Type	Mortgage
Record Updated	Feb 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004546
Date	Feb 10, 2021
Book Page	2869/744
Instrument	202100004546

Lender

Name	CINCINNATI FSLA
Type	Bank
Address	CINCINNATI, OH 45247

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Feb 5, 2046

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	636 LOCUST CORNER RD, CINCINNATI, OH 45245-3108
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018390
Date	Aug 11, 2017
Book Page	2722/0151
Instrument	201700018390

Lender

Name	AMERICAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45243

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 15, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	636 LOCUST CORNER RD, CINCINNATI, OH 45245-3108
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037513
Date	Dec 30, 2020
Book Page	2864/3297
Instrument	202000037513

Lender

Name	CINCINNATI FSLA
Type	Bank
Address	CINCINNATI, OH 45247

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	May 12, 2017
Property Address	636 LOCUST CORNER RD, CINCINNATI, OH 45245-3108
Document Number	0000010537
Book / Page	2704 / 2474
Instrument Date	May 5, 2017
Instrument	201700010537
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	636 LOCUST CORNER RD, CINCINNATI, OH 45245-3108

Mortgage

Document Number	0000010538
Date	May 12, 2017
Book Page	2704/2477
Instrument	201700010538

Lender

Name	AMERICAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45243

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

April 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CLERMONT OH
Recording Date	Apr 14, 2017
Property Address	636 LOCUST CORNER RD, CINCINNATI, OH 45245-3108
Book / Page	002700 / 000865
Instrument Date	Mar 10, 2017
Instrument	8316
Transaction Type	Construction Loan
Record Updated	Jan 9, 2019
Title Company	KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10603 LAURIN CT UNION KY 410914900, UNION, KY 41091-4900
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008316
Date	Apr 14, 2017
Book Page	002700/000865
Instrument	8316

Lender

Name	HERITAGE BK
Type	Bank
Address	ERLANGER, KY 41018

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 13, 2018

Interest

Rate Type	Adjustable Rate

March 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CLERMONT OH
Recording Date	Mar 27, 2017
Property Address	636 LOCUST CORNER RD, CINCINNATI, OH 45245-3108
Book / Page	002696 / 002064
Instrument Date	Mar 10, 2017
Instrument	6699
Transaction Type	Construction Loan
Record Updated	Aug 18, 2018
Title Company	KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10603 LAURIN CT UNION KY 410914900, UNION, KY 41091-4900
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006699
Date	Mar 27, 2017
Book Page	002696/002064
Instrument	6699

Lender

Name	HERITAGE BK
Type	Bank
Address	ERLANGER, KY 41018

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 26, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Pierce Township
Unified School District	New Richmond Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,794.00 (-47.52%)	$386,720 (-) Land $107,660 Building $279,060
2024			$1,104,900 (-) Land $307,600 Building $797,300
2023	$32,001.00 (+161.42%) Homeowner's exemption	$386,720 (+60.73%) Land $107,660 Building $279,060	$1,104,900 (+60.74%) Land $307,600 Building $797,300
2022	$12,241.00 Homeowner's exemption	$240,600 Land $66,750 Building $173,850
2020			$687,400 Land $190,700 Building $496,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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