626 Locust Corner Rd, Cincinnati, OH 45245 Property Records

Clermont County property record for 626 Locust Corner Rd, Cincinnati, OH 45245

Property Summary

Property TypeSingle Family Home
Details2 bd · 4 ba · 1,546 sqft · built 1974
Lot Size2.43 acres (105,851 sqft)
OwnerIndividual Name on File
Last Sale$137,500 (Feb 2000)
Tax Bill$3,912 (2025)
Deeds & MortgagesJul 2026 Mortgage
May 2024 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN27-28-14H-097

Property Details

APN / Parcel Number

Primary APN27-28-14H-097

Interior

Bedrooms2 Beds
Full Baths4 Baths
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,546 sqft Living Area
1st Floor Area1,288 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleContemporary
Exterior MaterialWood
Construction TypeFrame
Lot Area105,851 sqft (2.43 acres)
TerrainAbove Road/Slope
View / LotCul-de-sac

Exterior Amenities

Pool Area512 sqft
PorchSlab
Porch Area45 sqft
Deck Area144 sqft
Patio Area285 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Street Address626 LOCUST CORNER RD
CityCINCINNATI
StateOH
Zip45245-3108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionLUCAS SURVEY NO 1753
JurisdictionCLERMONT OH
Township / Civil DivisionPIERCE
Census Block Group3
Census Block3015
Census Tract41505

Owner

Source: Clermont County records · APN 27-28-14H-097

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address626 LOCUST CORNER RD, CINCINNATI, OH 45245-3108
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNLOCK PARTNERSHIP SOLUTIONS INC
May 06, 2024Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Nov 16, 2021Deed of Trust, Mortgage · VA Mortgage
NEW DAY FINANCIAL LLC
Dec 18, 2017Deed of Trust, Mortgage · VA Mortgage
WELLS FARGO BANK
Dec 02, 2019Deed of Trust, Mortgage · VA Mortgage
NEW DAY FINANCIAL LLC
Sep 15, 2020Deed of Trust, Mortgage · VA Mortgage
NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 25, 2000 · Amount on Record
Deed SaleFeb 25, 2000 · Amount on Record
Prior SaleApr 25, 1995 · Amount on Record
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Recording DateJul 28, 2026
Property Address626 LOCUST CORNER RD, CINCINNATI, OH 45245-3108
Document Number0000016991
Book / Page3029 / 2917
Instrument DateJul 18, 2026
Instrument202616991
Transaction TypeMortgage
Record UpdatedAug 06, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address626 LOCUST CORNER RD, CINCINNATI, OH 45245-3108

Mortgage

Document Number0000016991,
DateJul 28, 2026
Book Page3029/2917
Instrument202616991
Lender
NameUNLOCK PARTNERSHIP SOLUTIONS INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate6.47%
Max Rate-1%

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address626 LOCUST CORNER RD, CINCINNATI, OH 45245-3108
Transaction TypeMortgage
Record UpdatedMay 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address626 LOCUST CORNER RD, CINCINNATI, OH 45245-3108

Mortgage

Document Number0000007996
DateMay 06, 2024
Book Page2966/5560
Instrument202400007996
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
Address650 S TRYON ST, CHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 27, 2054
Interest
Change FrequencyMonthly

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address626 LOCUST CORNER RD, CINCINNATI, OH 45245-3108
Transaction TypeMortgage
Record UpdatedNov 26, 2021
Title CompanyCOMMONWEALTH USA SETTLEMENTS L, COMMONWEALTH USA STLMTS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000037384
DateNov 16, 2021
Book Page2902/766
Instrument202100037384
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressFULTON, MD 20759
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address626 LOCUST CORNER RD, CINCINNATI, OH 45245-3108
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000029372
DateDec 18, 2017
Instrument201700029372
Lender
NameWELLS FARGO BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term192 Months
DueJan 01, 2033
Interest
Rate TypeFixed Rate

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address626 LOCUST CORNER RD, CINCINNATI, OH 45245-3108
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027512
DateDec 02, 2019
Book Page2824/4915
Instrument201900027512
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressFULTON, MD 20759
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2049

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address626 LOCUST CORNER RD, CINCINNATI, OH 45245-3108
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCOMMONWEALTH USA SETMNTS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024880
DateSep 15, 2020
Book Page2851/3934
Instrument202000024880
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressFULTON, MD 20759
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: Clermont County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionPierce Township
Unified School DistrictNew Richmond Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,912.00 (-43.46%)$83,620 (-) Land $25,240 Building $58,380
2024$238,900 (-) Land $72,100 Building $166,800
2023$6,919.00 (+126.04%)$83,620 (+41.35%) Land $25,240 Building $58,380$238,900 (+41.36%) Land $72,100 Building $166,800
2022$3,061.00$59,160 Land $17,610 Building $41,550
2020$169,000 Land $50,300 Building $118,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 6, 2010 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber
3,000 / 3,000
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Spectrum, Verizon.

Based on FCC filings for 20 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCLERMONT PUBLIC WATER SYSTEM
private · serves 133,059 people
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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