636 Hillcrest Rd, Midland, MI 48640 Property Records

Midland County property record for 636 Hillcrest Rd, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,792 sqft · built 1945
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,439 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-09-30-072`

Property Details

APN / Parcel Number

Primary APN	`14-09-30-072`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,792 sqft Living Area
1st Floor Area	1,108 sqft
Basement Area	912 sqft
Unfinished Basement	1,108 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	150 ft deep x 82 ft wide
Garage Area	319 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	636 HILLCREST RD
City	MIDLAND
State	MI
Zip	48640-6307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Description	LOT 1 BLK C MIDLAND COUNTRY CLUB 2ND ADD
Legal Subdivision	MIDLAND COUNTRY CLUB 2ND ADD
Legal Block	C
Legal Lot Number	1
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	3
Census Block	3000
Census Tract	290300

Owner

636 Hillcrest Rd is owned and occupied by two individuals.

Source: Midland County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	636 HILLCREST RD, MIDLAND, MI 48640-6307
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Mar 9, 2026	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Jan 13, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
May 4, 2020	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Recording Date	Jul 21, 2026
Property Address	636 HILLCREST RD, MIDLAND, MI 48640-6307
Document Number	0000007039
Instrument Date	Jul 11, 2026
Instrument	20267039
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	636 HILLCREST RD, MIDLAND, MI 48640-6307

Mortgage

Document Number	0000007039,
Date	Jul 21, 2026
Instrument	20267039

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 6, 2056

Interest

Rate	6.52%
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	636 HILLCREST RD, MIDLAND, MI 48640-6307
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026R02036
Date	Mar 9, 2026
Instrument	2026R-02036

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 17, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	636 HILLCREST RD, MIDLAND, MI 48640-6307
Transaction Type	Mortgage
Record Updated	Jan 27, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	636 HILLCREST RD, MIDLAND, MI 48640-6307

Mortgage

Document Number	001653/548
Date	Jan 13, 2022
Book Page	1653/548

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	636 HILLCREST RD, MIDLAND, MI 48640-6307
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1633/615
Date	May 4, 2020
Book Page	1633/615

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 636 Hillcrest Rd was $3,439 with a homeowner's exemption.

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,300	$238,600
2025	$3,439.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 636 Hillcrest Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1986–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2017 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 636 Hillcrest Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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