628 Hillcrest Rd, Midland, MI 48640 Property Records

Midland County property record for 628 Hillcrest Rd, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,436 sqft · built 1940
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (May 2022)
Tax Bill	$2,713 (2022)
Deeds & Mortgages	May 2022 Sale & Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-09-30-076`

Property Details

APN / Parcel Number

Primary APN	`14-09-30-076`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,436 sqft Living Area
Basement Area	1,020 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	205 ft deep x 85 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	140930076
Street Address	628 HILLCREST RD
City	MIDLAND
State	MI
Zip	48640-6307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Description	LOT 3 BLK C MIDLAND COUNTRY CLUB 2ND ADD
Legal Subdivision	MIDLAND COUNTRY CLUB 2ND ADD
Legal Block	C
Legal Lot Number	3
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	3
Census Block	3000
Census Tract	290300

Owner

Source: Midland County records, as of June 19, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	628 HILLCREST RD, MIDLAND, MI 48640-6307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD
Dec 30, 2020	Deed of Trust, Mortgage · VA Mortgage NEW PENN FINANCIAL LLC
Nov 27, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2022 · Amount on Record
Deed Sale	May 27, 2022 · Amount on Record
Prior Sale	Nov 27, 2019 · Amount on Record
Deed Document Number	0001657322
Deed Book / Page	1657 / 322
Record Updated	Jun 7, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	May 27, 2022
Property Address	628 HILLCREST RD, MIDLAND, MI 48640-6307
Document Number	001657/322
Book / Page	1657 / 322
Map Reference	LB A PG 52
Instrument Date	May 25, 2022
Transaction Type	Transfer
Record Updated	Jun 13, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,912.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	628 HILLCREST RD, 628, MIDLAND, MI 48640-6307

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4431 BRADFORD DR, SAGINAW, MI 48603-3006

Mortgage

Document Number	0001657323
Date	May 27, 2022
Instrument	1657/323

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	628 HILLCREST RD, MIDLAND, MI 48640-6307
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 HILLCREST RD, MIDLAND, MI 48640-6307

Mortgage

Document Number	1640/1495
Date	Dec 30, 2020
Book Page	1640/1495

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Dec 1, 2049

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Nov 27, 2019
Property Address	628 HILLCREST RD, MIDLAND, MI 48640-6307
Document Number	01629/00524
Book / Page	01629 / 00524
Instrument Date	Nov 26, 2019
Instrument	01629-00524
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount Recorded
Tax	$1,324.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3319 W NELSON ST, MIDLAND, MI 48640-3303

Tax Assessment & Valuation

Source: Midland County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1986–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2017 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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