1. Home
  2. Michigan
  3. Emmet County
  4. Petoskey
  5. Franklin Ests

636 Franklin Ests, Petoskey, MI 49770 Property Records

Emmet County property record for 636 Franklin Ests, Petoskey, MI 49770

Property Summary

Property TypeCondominium
Lot Size0.884 acres (38,539 sqft)
OwnerIndividual Name on Record
Tax Bill$3,466 (2024)
Deeds & MortgagesJul 2026 Line of Credit
Jul 2026 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN14-17-33-451-110

Property Details

APN / Parcel Number

Primary APN14-17-33-451-110

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,575 sqft Living Area
1st Floor Area1,102 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleCondo/Apartment
Lot Area38,539 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address636 FRANKLIN ESTS
CityPETOSKEY
StateMI
Zip49770-7623
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeEC FF-2
Legal DescriptionFRANKLIN ESTATES CONDO, PLAN #335, UNIT 10. SECTION 33, T35N, R4W
Legal Range04W
Legal Township35N
Legal Section33
Legal SubdivisionFRANKLIN ESTATES
Legal Unit10
JurisdictionEMMET MI
Township / Civil DivisionSPRINGVALE
Census Block Group3
Census Block3027
Census Tract970500

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address636 FRANKLIN ESTS, PETOSKEY, MI 49770-7623
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2026Deed of Trust, Mortgage · Line of Credit
CITIZENS NATIONAL BANK
Jul 6, 2026Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS NATIONAL BANK
Mar 26, 2024Deed of Trust, Mortgage
MICHIGAN STATE UNIVERSITY FEDE
Mar 26, 2024Deed of Trust, Mortgage
MICHIGAN STATE UNIVERSITY FEDE
Mar 26, 2024Deed of Trust, Mortgage
MICHIGAN STATE UNIVERSITY FEDE
Mar 26, 2024Deed of Trust, Mortgage · Conventional Mortgage
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT
Jan 27, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 12, 2025
Deed SaleFeb 12, 2025
Prior SaleJan 27, 2021 · Amount on Record
Deed Document Number20255218098
Deed Book / Page1265 / 69
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEMMET MI
Recording DateJul 6, 2026
Property Address636 FRANKLIN ESTS, PETOSKEY, MI 49770-7623
Document Number0005229233
Book / Page1276 / 185
Instrument DateJun 23, 2026
Instrument20265229233
Transaction TypeMortgage
Record UpdatedJul 29, 2026

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0005229233,
DateJul 6, 2026
Book Page1276/185
Instrument20265229233
Lender
NameCITIZENS NATIONAL BANK
Agreement
TypeLine of Credit
Term299 Months
DueJun 30, 2051
Interest
Rate6.53%
Max Rate-1%

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEMMET MI
Recording DateJul 6, 2026
Property Address636 FRANKLIN ESTS, PETOSKEY, MI 49770-7623
Document Number0005229233
Book / Page1276 / 185
Instrument DateJun 23, 2026
Instrument20265229233
Transaction TypeMortgage
Record UpdatedJul 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address636 FRANKLIN ESTS, PETOSKEY, MI 49770-7623
InvestorPossibly a Property Investor

Mortgage

Document Number0005229233,
DateJul 6, 2026
Book Page1276/185
Instrument20265229233
Lender
NameCITIZENS NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueJun 1, 2051
Interest
Rate6.53%
Max Rate-1%

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEMMET MI
Property Address636 FRANKLIN ESTS, PETOSKEY, MI 49770-7623
Transaction TypeMortgage
Record UpdatedOct 13, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address636 FRANKLIN ESTS, PETOSKEY, MI 49770-7623

Mortgage

Document Number0000001258/0000000594
DateMar 26, 2024
Book Page0000001258/0000000594
Instrument5211604
Lender
NameMICHIGAN STATE UNIVERSITY FEDE
Agreement
AmountAmount Recorded
Term300 Months
DueJan 1, 2049

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEMMET MI
Property Address636 FRANKLIN ESTS, PETOSKEY, MI 49770-7623
Transaction TypeMortgage
Record UpdatedOct 6, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address636 FRANKLIN ESTS, PETOSKEY, MI 49770-7623

Mortgage

Document Number0000001258/0000000594
DateMar 26, 2024
Book Page0000001258/0000000594
Instrument5211604
Lender
NameMICHIGAN STATE UNIVERSITY FEDE
Agreement
AmountAmount Recorded
Term300 Months
DueJan 1, 2049

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEMMET MI
Property Address636 FRANKLIN ESTS, PETOSKEY, MI 49770-7623
Transaction TypeMortgage
Record UpdatedSep 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address636 FRANKLIN ESTS, PETOSKEY, MI 49770-7623

Mortgage

Document Number0000001258/0000000594
DateMar 26, 2024
Book Page0000001258/0000000594
Instrument5211604
Lender
NameMICHIGAN STATE UNIVERSITY FEDE
Agreement
AmountAmount Recorded
Term300 Months
DueJan 1, 2049

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEMMET MI
Property Address636 FRANKLIN ESTS, PETOSKEY, MI 49770-7623
Transaction TypeMortgage
Record UpdatedApr 5, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address636 FRANKLIN ESTS, PETOSKEY, MI 49770-7623

Mortgage

Document Number0000001258/0000000594
DateMar 26, 2024
Book Page0000001258/0000000594
Instrument5211604
Lender
NameMICHIGAN STATE UNIVERSITY FEDERAL CREDIT
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueJan 1, 2049

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEMMET MI
Recording DateJan 27, 2021
Property Address636 FRANKLIN ESTS, PETOSKEY, MI 49770-7623
Document Number001229/484
Book / Page1229 / 484
Instrument DateJan 25, 2021
Instrument5182452
Transaction TypeTransfer
Record UpdatedJul 12, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4563 HILLCREST AVE, OSCODA, MI 48750-9407

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEmmet County
County SubdivisionSpringvale Township
Unified School DistrictPublic Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$193,400 (+49.34%) Land $193,400$386,800 (+49.34%) Land $386,800
2024$3,466.00
2023$129,500 Land $129,500$259,000 Land $259,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Truestream
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Franklin Ests

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures