624 Franklin Ests, Petoskey, MI 49770 Property Records

Emmet County property record for 624 Franklin Ests, Petoskey, MI 49770

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.783 acres (34,118 sqft)
Owner	Individual Name on Record
Last Sale	$480,000 (Feb 2025)
Tax Bill	$110 (2024)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-17-33-451-109`

Property Details

APN / Parcel Number

Primary APN	`14-17-33-451-109`

Exterior

Architectural Style	Condo/Apartment
Lot Area	34,118 sqft (0.783 acres)

Location & Zoning

Street Address	624 FRANKLIN ESTS
City	PETOSKEY
State	MI
Zip	49770-7623
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	EC FF-2
Legal Description	FRANKLIN ESTATES CONDO, PLAN #335, UNIT 9. SECTION 33, T35N, R4W
Legal Range	04W
Legal Township	35N
Legal Section	33
Legal Subdivision	FRANKLIN ESTATES
Legal Unit	9
Jurisdiction	EMMET MI
Township / Civil Division	SPRINGVALE
Census Block Group	3
Census Block	3027
Census Tract	970500

Owner

Source: Emmet County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	636 FRANKLIN ESTS, PETOSKEY, MI 49770-7623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK
Apr 1, 2024	Warranty Deed, Transfer AF TITLE COMPANY, FOX TITLE COMPANY
Apr 12, 2021	Warranty Deed, Transfer
Jul 6, 2026	Deed of Trust, Mortgage

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2025 · Amount on Record
Deed Sale	Feb 12, 2025 · Amount on Record
Prior Sale	Apr 1, 2024 · Amount on Record
Deed Document Number	20255218098
Deed Book / Page	1265 / 69
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Recording Date	Jul 6, 2026
Property Address	624 FRANKLIN ESTS, PETOSKEY, MI 49770-7623
Document Number	0005229233
Book / Page	1276 / 185
Instrument Date	Jun 23, 2026
Instrument	20265229233
Transaction Type	Mortgage
Record Updated	Jul 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	636 FRANKLIN ESTS, PETOSKEY, MI 49770-7623
Investor	Possibly a Property Investor

Mortgage

Document Number	0005229233,
Date	Jul 6, 2026
Book Page	1276/185
Instrument	20265229233

Lender

Name	CITIZENS NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 1, 2051

Interest

Rate	6.53%
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Apr 1, 2024
Property Address	624 FRANKLIN ESTS, PETOSKEY, MI 49770-7623
Document Number	001258/708
Book / Page	1258 / 708
Instrument Date	Mar 22, 2024
Instrument	5211718
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	AF TITLE COMPANY, FOX TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1.12
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	636 FRANKLIN ESTS, PETOSKEY, MI 49770-7623

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Apr 12, 2021
Property Address	624 FRANKLIN ESTS, PETOSKEY, MI 49770-7623
Document Number	1232/65
Book / Page	1232 / 65
Instrument Date	Apr 9, 2021
Instrument	5185030
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1764 TOWNSEND RD, PETOSKEY, MI 49770-9743

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Recording Date	Jul 6, 2026
Property Address	624 FRANKLIN ESTS, PETOSKEY, MI 49770-7623
Document Number	0005229233
Book / Page	1276 / 185
Instrument	20265229233
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Springvale Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$6,500 (+44.44%) Land $6,500	$13,000 (+44.44%) Land $13,000
2024	$110.00
2023		$4,500 Land $4,500	$9,000 Land $9,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Franklin Ests

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures