Shiawassee County property record for 636 Clark St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,267 sqft · built 1950 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $91,000 (May 2009) |
| Tax Bill | $3,017 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-670-001-006-00 |
| Primary APN | 050-670-001-006-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,267 sqft Living Area |
| 1st Floor Area | 1,267 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Area | 315 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 636 CLARK ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-2103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 EXC E 4.5 FT BLK 1 HN & SA WILLIAMS ADDN |
| Legal Subdivision | WILLIAMS ADDN |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 30400 |
636 Clark St is owned and occupied by an individual who acquired it in January 2024.
Source: Shiawassee County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 636 CLARK ST, OWOSSO, MI 48867-2103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 25, 2024 | Quit Claim Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC |
| May 9, 2018 | Warranty Deed, Transfer · FHA Mortgage OTHER INSTITUTIONAL LENDERS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2009 · Amount on File |
| Deed Sale | May 1, 2009 · Amount on File |
| Deed Document Number | 20093198195 |
| Deed Book / Page | 1135 / 498 |
| Last Transfer Date | Jan 12, 2024 |
| Transfer Doc | 0013130816 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jan 25, 2024 |
| Property Address | 636 CLARK ST, OWOSSO, MI 48867-2103 |
| Document Number | 0013130816 |
| Book / Page | 1313 / 816 |
| Map Reference | LB 1 PG 107 |
| Instrument Date | Jan 12, 2024 |
| Instrument | 3378063 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 636 CLARK ST, OWOSSO, MI 48867-2103 |
| Name | Verified Name |
|---|---|
| Address | 636 CLARK ST, OWOSSO, MI 48867-2103 |
| Document Number | 0003378064 |
|---|---|
| Date | Jan 25, 2024 |
| Instrument | 3378064 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Number | 0013130817 |
|---|---|
| Date | Jan 26, 2024 |
| Book Page | 1313/817 |
| Instrument | 3378064 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Address | 43456 MOUND RD, STERLING HEIGHTS, MI 48314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | May 9, 2018 |
| Property Address | 636 CLARK ST, OWOSSO, MI 48867-2103 |
| Document Number | 0012460028 |
| Book / Page | 001246 / 000028 |
| Instrument Date | May 4, 2018 |
| Instrument | 3309399 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2018 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $873.75 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 507 W WILLIAMS ST OWOSSO MI 488672237, OWOSSO, MI 48867-2237 |
| Document Number | 12460029 |
|---|---|
| Date | May 9, 2018 |
| Book Page | 001246/000029 |
| Instrument | 3309400 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 8, 2048 |
The 2025 property tax bill for 636 Clark St was $3,017 with a homeowner's exemption.
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $92,600 (+8.81%) | $185,200 (+8.81%) | |
| 2025 | $3,017.00 Homeowner's exemption | $85,100 | $170,200 |
| 2023 | $2,913.00 Homeowner's exemption | $69,800 | $139,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 636 Clark St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1981–1995) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 1995 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 636 Clark St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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