Shiawassee County property record for 626 Clark St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,792 sqft · built 1925 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $259,000 (Nov 2023) |
| Tax Bill | $4,958 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-670-001-010-00 |
| Primary APN | 050-670-001-010-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,792 sqft Living Area |
| 1st Floor Area | 1,024 sqft |
| Basement Area | 1,024 sqft |
| Unfinished Basement | 1,024 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Custom Design |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Area | 400 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 626 CLARK ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-2103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 BLK 1 HN & SA WILLIAMS ADD INCLUDING 12 CLOSED ALLEY |
| Legal Subdivision | WILLIAMS ADD |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 30400 |
626 Clark St is owned and occupied by two individuals who bought it in November 2023.
Source: Shiawassee County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 626 CLARK ST, OWOSSO, MI 48867-2103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 22, 2023 | Warranty Deed, Transfer · Conventional Mortgage MICHIGAN STATE UNIVERSITY FEDERAL C |
| Sep 28, 2021 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2023 · Amount on File |
| Deed Sale | Nov 22, 2023 · Amount on File |
| Prior Sale | Sep 28, 2021 · Amount on File |
| Deed Document Number | 20233376619 |
| Deed Book / Page | 1312 / 437 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Nov 22, 2023 |
| Property Address | 626 CLARK ST, OWOSSO, MI 48867-2103 |
| Document Number | 0013120437 |
| Book / Page | 1312 / 437 |
| Map Reference | LB 1 PG 107 |
| Instrument Date | Nov 20, 2023 |
| Instrument | 3376619 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2023 |
| Title Company | NOT AVAILABLE, CISLO TTL CO TTL INS & ESCRO |
| Amount | Amount on Record |
|---|---|
| Tax | $19,425.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 626 CLARK ST, OWOSSO, MI 48867-2103 |
| Name | Verified Name |
|---|---|
| Address | 1405 E OLIVER ST, OWOSSO, MI 48867-9697 |
| Document Number | 0003376620 |
|---|---|
| Date | Nov 22, 2023 |
| Instrument | 3376620 |
| Name | MICHIGAN STATE UNIVERSITY FEDERAL C |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Number | 0013120438 |
|---|---|
| Date | Nov 22, 2023 |
| Book Page | 1312/438 |
| Instrument | 3376620 |
| Name | MICHIGAN STATE UNIVERSITY FEDERAL CREDIT |
|---|---|
| Address | 3777 WEST RD, EAST LANSING, MI 48823 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Sep 28, 2021 |
| Property Address | 626 CLARK ST, OWOSSO, MI 48867-2103 |
| Document Number | 0012870903 |
| Book / Page | 1287 / 903 |
| Map Reference | LB 1 PG 107 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 3351715 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2021 |
| Title Company | CISLO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1105 W OLIVER ST, 1105, OWOSSO, MI 48867-2114 |
| Name | Verified Name |
|---|---|
| Address | 7180 N STATE RD, OWOSSO, MI 48867-9637 |
| Document Number | 3351716 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 3351716 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 626 Clark St was $4,958 with a homeowner's exemption.
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $136,400 (+9.73%) | $272,800 (+9.73%) | |
| 2025 | $4,958.00 Homeowner's exemption | $124,300 | $248,600 |
| 2023 | $4,024.00 Homeowner's exemption | $97,700 | $195,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 626 Clark St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1981–1995) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 1995 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 626 Clark St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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