636 Chicopee St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 636 Chicopee St, Chicopee, MA 01013

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details8 bd · 1 ba · 8,775 sqft · built 1915
Lot Size0.16 acres (6,960 sqft)
OwnerCompany Name on File
Last Sale$211,111 (Apr 2017)
Tax Bill$5,197 (2015)
Deeds & MortgagesMay 2022 Refinance
Feb 2023 Refinance
+ 5 more
Flood ZoneZone X (minimal risk)
APN528-00028

Property Details

APN / Parcel Number

Primary APN528-00028
Alternative APN
  • CHIC M:0528 P:00028

Interior

Bedrooms8 Beds
Full Baths1 Bath
Units6 Units
Stories3 Stories
Building Area8,775 sqft Total Area
1st Floor Area2,925 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeFlat
Roof MaterialTar & Gravel
Lot Area6,960 sqft (0.16 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number528-00028
Street Address636 CHICOPEE ST
CityCHICOPEE
StateMA
Zip01013-2973
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code105
Legal SubdivisionJAMES W NEWTON
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group2
Census Block2018
Census Tract811101

Owner

Source: Hampden County and Chicopee City records · APN 528-00028

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address4209 INNS BROOK DR, SNELLVILLE, GA 30039-5679
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
May 04, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
SPROUT MORTGAGE LLC
Feb 10, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
RUBY LENDING LLC
Mar 11, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
RUBY LENDING LLC
Jan 22, 2026Deed of Trust, Mortgage
HOUSEMAX FUNDING LLC
May 21, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
RUBY LENDING LLC
Nov 08, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
HOUSEMAX FUNDING LLC
Apr 10, 2017Quit Claim Deed, Transfer · Commercial Mortgage
GREENFIELD CP BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 10, 2017 · Amount on Record
Deed SaleApr 10, 2017 · Amount on Record
Prior SaleApr 15, 2011
Deed Book / Page21635 / 286
Record UpdatedJun 08, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address636 CHICOPEE ST, CHICOPEE, MA 01013-2973
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024532-56
DateMay 04, 2022
Book Page24532/56
Instrument27368
Lender
NameSPROUT MORTGAGE LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address636 CHICOPEE ST, CHICOPEE, MA 01013-2973
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number024905-411
DateFeb 10, 2023
Book Page24905/411
Instrument6676
Lender
NameRUBY LENDING LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term13 Months
DueMar 01, 2024

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address636 CHICOPEE ST, CHICOPEE, MA 01013-2973
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0025346-62
DateMar 11, 2024
Book Page25346/62
Instrument10223
Lender
NameRUBY LENDING LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address636 CHICOPEE ST, CHICOPEE, MA 01013-2973
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number026194-415
DateJan 22, 2026
Book Page26194/415
Instrument2939
Lender
NameHOUSEMAX FUNDING LLC
Agreement
AmountAmount Recorded
Term13 Months
DueFeb 01, 2027

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address636 CHICOPEE ST, CHICOPEE, MA 01013-2973
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0025427-97
DateMay 21, 2024
Book Page25427/97
Instrument21920
Lender
NameRUBY LENDING LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address636 CHICOPEE ST, CHICOPEE, MA 01013-2973
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0025648-24
DateNov 08, 2024
Book Page25648/24
Instrument52776
Lender
NameHOUSEMAX FUNDING LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term13 Months
DueDec 01, 2025

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateApr 10, 2017
Property Address636 CHICOPEE ST, CHICOPEE, MA 01013-2973
Document Number21635-286
Book / Page21635 / 286
Instrument18930
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number216350289
DateApr 10, 2017
Instrument21635/0289
Lender
NameGREENFIELD CP BK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$245,500 (+2.72%) Land $102,300 Building $143,200$514,235
2024$239,000 (+9.94%) Land $100,300 Building $138,700
2023$217,400 Land $91,200 Building $126,200
2015$5,197.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), as of June 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250138111012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Chicopee Municipal Lighting Plant
Fiber
1,000 / 1,000

May also be available: AT&T, Verizon, Xfinity.

Based on FCC filings for 377 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA1061000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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