621 Chicopee St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 621 Chicopee St, Chicopee, MA 01013

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,732 sqft · built 1890
Lot Size	0.094 acres (4,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$369,000 (Jul 2026)
Tax Bill	$3,946 (2026)
Deeds & Mortgages	Jul 2026 Second Mortgage Jul 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`528-00024`

Property Details

APN / Parcel Number

Primary APN	`528-00024`
Alternative APN	`CHIC M:0528 P:00024`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,732 sqft Living Area
Gross Area	3,352 sqft
1st Floor Area	1,056 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1960
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,100 sqft (0.094 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	528-00024
Street Address	621 CHICOPEE ST
City	CHICOPEE
State	MA
Zip	01013-2705
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	5
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	2
Census Block	2019
Census Tract	811101

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	346 BRITTON ST, 1, CHICOPEE, MA 01020-4374
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST COLONY MORTGAGE CORPORATION
Jul 7, 2026	Quit Claim Deed, Transfer · FHA Mortgage FIRST COLONY MORTGAGE CORPORATION
Oct 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance GREENFIELD COOPERATIVE BANK
Feb 16, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GREENFIELD COOPERATIVE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2026 · Amount on Record
Deed Sale	Jul 7, 2026 · Amount on Record
Prior Sale	Feb 16, 2021 · Amount on Record
Deed Document Number	202631557
Deed Book / Page	26407 / 435
Prior Transfer Date	Feb 11, 2021
Prior Transfer Doc	23710-204
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Recording Date	Jul 7, 2026
Property Address	621 CHICOPEE ST, CHICOPEE, MA 01013-2705
Document Number	0000031559
Book / Page	26407 / 454
Instrument Date	Jul 6, 2026
Instrument	202631559
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 CHICOPEE ST, CHICOPEE, MA 01013-2705

Mortgage

Document Number	0000031559,
Date	Jul 7, 2026
Book Page	26407/454
Instrument	202631559

Lender

Name	FIRST COLONY MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2036

Interest

Rate	6.48%
Max Rate	-1%

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jul 7, 2026
Property Address	621 CHICOPEE ST, CHICOPEE, MA 01013-2705
Document Number	0000031557
Book / Page	26407 / 435
Instrument Date	Jul 6, 2026
Instrument	202631557
Transaction Type	Transfer
Record Updated	Jul 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Date	Jul 7, 2026

Lender

Name	FIRST COLONY MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	6.51%
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	621 CHICOPEE ST, CHICOPEE, MA 01013-2705
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024777-285
Date	Oct 24, 2022
Book Page	24777/285
Instrument	63230

Lender

Name	GREENFIELD COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Feb 16, 2021
Property Address	621 CHICOPEE ST, CHICOPEE, MA 01013-2705
Document Number	23710-204
Book / Page	23710 / 204
Instrument Date	Feb 11, 2021
Instrument	10555
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 HANNOUSH DR, WEST SPRINGFIELD, MA 01089-4467
Investor	Possibly a Property Investor

Mortgage

Document Number	10556
Date	Feb 16, 2021
Instrument	10556

Lender

Name	GREENFIELD COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,946.00 (+9.7%)	$258,900 (+9.1%) Land $77,800 Building $181,100	$341,005
2025	$3,597.00 (+5.73%)	$237,300 (+2.95%) Land $72,100 Building $165,200
2024	$3,402.00 (+7.18%)	$230,500 (+10.02%) Land $70,600 Building $159,900
2023	$3,174.00	$209,500 Land $64,200 Building $145,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000

May also be available: AT&T, Verizon, Xfinity.

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