636 Cactus St, Imperial, CA 92251 Property Records

Imperial County property record for 636 Cactus St, Imperial, CA 92251

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,078 sqft · built 2013
Lot Size	0.117 acres (5,112 sqft)
Owner	Individual Name on File
Last Sale	$223,000 (Jul 2014)
Tax Bill	$4,232 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`064-254-020-000`

Property Details

APN / Parcel Number

Primary APN	`064-254-020-000`
Alternative APN	`043964020000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,078 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	5,112 sqft (0.117 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	636 CACTUS ST
City	IMPERIAL
State	CA
Zip	92251-2514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 DESERT MIRAGE ESTATES UNIT NO 2 CITY OF IMPERIAL
Legal Subdivision	DESERT MIRAGE ESTATES 02
Legal Block	5
Legal Lot Number	19
Jurisdiction	IMPERIAL CA
Township / Civil Division	IMPERIAL
Census Block Group	5
Census Block	5028
Census Tract	11002

Owner

636 Cactus St is owned and occupied by an individual who bought it in July 2014.

Source: Imperial County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	636 CACTUS ST, IMPERIAL, CA 92251-2514
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2019	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Apr 14, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 10, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 10, 2019	Deed of Trust, Mortgage · VA Mortgage ORION LNDG
Dec 1, 2016	Loan Modification, Mortgage · Conventional with PMI IMORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2014 · Amount on File
Deed Sale	Jul 8, 2014 · Amount on File
Prior Sale	Apr 11, 2012 · Amount on File
Deed Document Number	201412909
Prior Transfer Date	Apr 3, 2012
Prior Transfer Doc	0000007974
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	636 CACTUS ST, IMPERIAL, CA 92251-2514
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	WESTMINSTER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004470
Date	Mar 14, 2019
Instrument	2019004470

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	636 CACTUS ST, IMPERIAL, CA 92251-2514
Transaction Type	Mortgage
Record Updated	Jul 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	636 CACTUS ST, IMPERIAL, CA 92251-2514

Mortgage

Document Number	0000008597
Date	Apr 14, 2021
Instrument	2021008597

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	636 CACTUS ST, IMPERIAL, CA 92251-2514
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	636 CACTUS ST, IMPERIAL, CA 92251-2514

Mortgage

Document Number	0000031595
Date	Dec 10, 2021
Instrument	2021031595

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	636 CACTUS ST, IMPERIAL, CA 92251-2514
Document Number	0000025564
Instrument Date	Dec 10, 2019
Transaction Type	Mortgage
Record Updated	Jan 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	636 CACTUS ST IMPERIAL CA 922512514, IMPERIAL, CA 92251-2514

Mortgage

Document Number	0000025564
Date	Dec 17, 2019
Instrument	25564

Lender

Name	ORION LNDG
Address	ORANGE, CA 92868

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 16, 2049

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	IMPERIAL CA
Property Address	636 CACTUS ST, IMPERIAL, CA 92251-2514
Document Number	0000001487
Instrument Date	Dec 1, 2016
Transaction Type	Mortgage
Record Updated	Mar 1, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	636 CACTUS ST IMPERIAL CA 922512514, IMPERIAL, CA 92251-2514

Mortgage

Document Number	0000001487
Date	Jan 23, 2017
Instrument	1487

Lender

Name	IMORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 22, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 636 Cactus St was $4,232.

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	California
County	Imperial County
Municipality	Imperial City
Unified School District	Imperial Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$284,499 (+2%) Land $36,772 Building $247,727
2025	$4,232.00	$278,921 Land $36,051 Building $242,870
2023	$4,137.00 (+3.04%)	$268,092 Land $34,652 Building $233,440
2022	$4,015.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 636 Cactus St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 636 Cactus St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF IMPERIAL serves 22,102 people · EPA ID CA1310006
Water Source	Purchased surface water from IMPERIAL IRRIGATION DISTRICT
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2018 Total trihalomethanes resolved · Oct 2017
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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