628 Cactus St, Imperial, CA 92251 Property Records

Imperial County property record for 628 Cactus St, Imperial, CA 92251

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,078 sqft · built 2013
Lot Size	0.106 acres (4,621 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Aug 2019)
Tax Bill	$4,534 (2025)
Deeds & Mortgages	Aug 2023 Transfer Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`064-254-022-000`

Property Details

APN / Parcel Number

Primary APN	`064-254-022-000`
Alternative APN	`043964022000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,078 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Construction Type	Wood
Lot Area	4,621 sqft (0.106 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	628 CACTUS ST
City	IMPERIAL
State	CA
Zip	92251-2514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 DESERT MIRAGE ESTATES UNIT NO 2 CITY OF IMPERIAL
Legal Subdivision	DESERT MIRAGE ESTATES 02
Legal Block	5
Legal Lot Number	21
Jurisdiction	IMPERIAL CA
Township / Civil Division	IMPERIAL
Census Block Group	5
Census Block	5028
Census Tract	11002

Owner

Source: Imperial County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	628 CACTUS ST, IMPERIAL, CA 92251-2514
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Intrafamily Transfer, Transfer
Nov 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 30, 2019	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/CA
Aug 30, 2019	Grant Deed, Transfer STEWART TITLE OF CA INC
Oct 2, 2017	Grant Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2019 · Amount on Record
Deed Sale	Aug 30, 2019 · Amount on Record
Prior Sale	Oct 2, 2017 · Amount on Record
Deed Document Number	201916577
Last Transfer Date	Aug 21, 2023
Transfer Doc	0000013037
Record Updated	Sep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IMPERIAL CA
Recording Date	Aug 21, 2023
Property Address	628 CACTUS ST, IMPERIAL, CA 92251-2514
Document Number	0000013037
Map Reference	MB 24 PG 88-93
Instrument Date	Aug 21, 2023
Instrument	2023013037
Transaction Type	Transfer
Record Updated	Sep 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	628 CACTUS ST, IMPERIAL, CA 92251-2514

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	628 CACTUS ST, IMPERIAL, CA 92251-2514
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 CACTUS ST, IMPERIAL, CA 92251-2514

Mortgage

Document Number	0000028547
Date	Nov 9, 2021
Instrument	2021028547

Lender

Name	US BANK NA
Type	Bank
Address	IRVINE, CA 92602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Sep 1, 2049

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IMPERIAL CA
Recording Date	Aug 30, 2019
Property Address	628 CACTUS ST, IMPERIAL, CA 92251-2514
Document Number	0000016578
Instrument Date	Aug 9, 2019
Instrument	16578
Transaction Type	Transfer
Record Updated	Oct 7, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	628 CACTUS ST IMPERIAL CA 922512514, IMPERIAL, CA 92251-2514

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	IMPERIAL CA
Recording Date	Aug 30, 2019
Property Address	628 CACTUS ST, IMPERIAL, CA 92251-2514
Document Number	0000016577
Map Reference	MB 24 PG 88-93
Instrument Date	Jul 23, 2019
Instrument	2019016577
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 CACTUS ST, IMPERIAL, CA 92251-2514

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	IMPERIAL CA
Recording Date	Oct 2, 2017
Property Address	628 CACTUS ST, IMPERIAL, CA 92251-2514
Document Number	0000021915
Map Reference	MB24 PG88-93
Instrument Date	Sep 12, 2017
Instrument	2017021915
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	628 CACTUS ST, IMPERIAL, CA 92251-2514

Mortgage

Document Number	0000021916
Date	Oct 2, 2017
Instrument	2017021916

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	California
County	Imperial County
Municipality	Imperial City
Unified School District	Imperial Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$312,338 (+6.12%) Land $44,617 Building $267,721
2025	$4,534.00 (+2.21%)
2023	$4,436.00 (+3.02%)	$294,327 Land $42,046 Building $252,281
2022	$4,306.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF IMPERIAL serves 22,102 people · EPA ID CA1310006
Water Source	Purchased surface water from IMPERIAL IRRIGATION DISTRICT
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2018 Total trihalomethanes resolved · Oct 2017
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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