636 Argyll St, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 636 Argyll St, Chesapeake, VA 23320

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,981 sqft · built 2008
Lot Size0.272 acres (11,848 sqft)
Owner2 Individual Names on File
Last Sale$405,000 (Oct 2017)
Tax Bill$6,125 (2025)
Deeds & MortgagesJun 2026 Mortgage
Jun 2023 Line of Credit
+ 3 more
APN0381001000210

Property Details

APN / Parcel Number

Primary APN0381001000210

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,981 sqft Living Area
1st Floor Area1,320 sqft
Upper Floors Area1,328 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2016
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,848 sqft (0.272 acres)
Garage TypeAttached
Garage Area496 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area703 sqft
PorchSlab
Porch Area83 sqft
Deck AreaDeck Area
Patio Area472 sqft
Balcony Area8 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address636 ARGYLL ST
CityCHESAPEAKE
StateVA
Zip23320-3104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15S: RESI
Legal Description21 ELPIKE MANOR
Legal SubdivisionOAK LAWN,ELPIKE MANOR,MELDA MANOR
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group3
Census Block3001
Census Tract20804

Owner

Source: Chesapeake City assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address636 ARGYLL ST, CHESAPEAKE, VA 23320-3104
OccupancyOwner Occupied
Owner TypeIndividual
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2026Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORPORATION
Jun 29, 2023Deed of Trust, Mortgage · Line of Credit
ABNB FEDERAL CREDIT UNION
Jun 12, 2020Deed of Trust, Mortgage · VA Mortgage
NEW DAY FINANCIAL LLC
Jul 20, 2021Intrafamily Transfer, Transfer
Oct 3, 2017Warranty Deed, Transfer · VA Mortgage
ABNB FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 3, 2017 · Amount on Record
Deed SaleOct 3, 2017 · Amount on Record
Prior SaleOct 7, 2008 · Amount on Record
Deed Document Number201727418
Deed Book / Page9840 / 1768
Last Transfer DateApr 21, 2021
Transfer Doc10411/1280
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Recording DateJun 11, 2026
Property Address636 ARGYLL ST, CHESAPEAKE, VA 23320-3104
Document Number010989/769
Book / Page10989 / 769
Instrument DateJun 3, 2026
Instrument202615000
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust, 189
Address636 ARGYLL ST, CHESAPEAKE, VA 23320-3104

Mortgage

Document Number0000015000,
DateJun 11, 2026
Book Page10989/769
Instrument202615000
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.25%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address636 ARGYLL ST, CHESAPEAKE, VA 23320-3104
Transaction TypeMortgage
Record UpdatedJul 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10674/1909
DateJun 29, 2023
Book Page10674/1909
Instrument230013691
Lender
NameABNB FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term204 Months
DueJun 24, 2040
Interest
Rate TypeAdjustable Rate

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address636 ARGYLL ST, CHESAPEAKE, VA 23320-3104
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00010164/6
DateJun 12, 2020
Book Page10164/6
Instrument200018610
Lender
NameNEW DAY FINANCIAL LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050
Interest
Rate TypeFixed Rate

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHESAPEAKE CITY VA
Recording DateJul 20, 2021
Property Address636 ARGYLL ST, CHESAPEAKE, VA 23320-3104
Document Number10411/1280
Book / Page10411 / 1280
Instrument DateApr 21, 2021
Instrument210032999
Transaction TypeTransfer
Record UpdatedAug 4, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address636 ARGYLL ST, CHESAPEAKE, VA 23320-3104

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateOct 3, 2017
Property Address636 ARGYLL ST, CHESAPEAKE, VA 23320-3104
Document Number9840/1768
Book / Page9840 / 1768
Instrument DateSep 18, 2017
Instrument170027418
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address636 ARGYLL ST, CHESAPEAKE, VA 23320-3104

Mortgage

Document Number170027419
DateOct 3, 2017
Instrument170027419
Lender
NameABNB FEDERAL CREDIT UNION
Agreement
TypeVA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,125.00 (+9.38%)$606,400 (+12.44%) Land $160,000 Building $446,400$606,400 (+12.44%) Land $160,000 Building $446,400
2024$5,600.00 (+31.64%)
2023$539,300 (+4.29%) Land $120,000 Building $419,300$539,300 (+4.29%) Land $120,000 Building $419,300
2022$517,100 Land $110,000 Building $407,100$517,100 Land $110,000 Building $407,100
2019$4,254.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims23 (1998–2016)
Most Recent ClaimOct 2016 · Hurricane Matthew
Claims by Event
  • Hurricane Irene, Aug 2011 · 6 claims
  • Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 8 claims
  • Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20

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