632 Argyll St, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 632 Argyll St, Chesapeake, VA 23320

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,981 sqft · built 2008
Lot Size	0.272 acres (11,848 sqft)
Owner	Individual Name on File
Last Sale	$390,400 (May 2008)
Tax Bill	$5,724 (2025)
Deeds & Mortgages	Sep 2020 Refinance
APN	`0381001000220`

Property Details

APN / Parcel Number

Primary APN	`0381001000220`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,981 sqft Living Area
1st Floor Area	1,320 sqft
Upper Floors Area	1,320 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,848 sqft (0.272 acres)
Lot Width	75 ft Width
Garage Type	Attached
Garage Area	496 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	83 sqft
Deck Area	416 sqft
Patio Area	140 sqft
Balcony Area	8 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	632 ARGYLL ST
City	CHESAPEAKE
State	VA
Zip	23320-3104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	22 ELPIKE MANOR
Legal Subdivision	OAK LAWN,ELPIKE MANOR,MELDA MANOR
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3001
Census Tract	20804

Owner

632 Argyll St is owned and occupied by an individual who bought it in May 2008.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	632 ARGYLL ST, CHESAPEAKE, VA 23320-3104
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2008 · Amount on File
Deed Sale	May 19, 2008 · Amount on File
Prior Sale	Aug 22, 2005 · Amount on File
Deed Book / Page	7490 / 93
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	632 ARGYLL ST, CHESAPEAKE, VA 23320-3104
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010219/248
Date	Sep 15, 2020
Book Page	10219/248
Instrument	200032954

Lender

Name	NEWTOWNE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 632 Argyll St was $5,724.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$588,000 (+3.76%) Land $175,000 Building $413,000	$588,000 (+3.76%) Land $175,000 Building $413,000
2025	$5,724.00	$566,700 Land $160,000 Building $406,700	$566,700 Land $160,000 Building $406,700
2023		$505,100 (+3.02%) Land $120,000 Building $385,100	$505,100 (+3.02%) Land $120,000 Building $385,100
2022		$490,300 Land $110,000 Building $380,300	$490,300 Land $110,000 Building $380,300
2019	$4,029.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 632 Argyll St; there have been 23 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	23 (1998–2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Irene, Aug 2011 · 6 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 8 claims Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 632 Argyll St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20