Howard County property record for 6357 Saddle Dr, Columbia, MD 21045 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3.5 Baths |
| Year Built | Built 1990 |
| Square Footage | 2,890 sqft Total Area |
| Lot Size | 24,713 sqft (0.567 acres) |
| Garage | Attached, 440 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $575,000 (2017) |
| Tax Bill | $10,241.00 (2025) |
Source: Howard County records · APN 16-188743
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6357 SADDLE DR, COLUMBIA, MD 21045-5601 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 05, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC |
| Jun 29, 2017 | Grant Deed, Transfer · Conventional Mortgage EMBRACE HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 29, 2017 · Amount on Record |
| Deed Sale | Jun 29, 2017 · Amount on Record |
| Prior Sale | Sep 27, 2011 · Amount on Record |
| Deed Doc Number | 2017674-109 |
| Deed Book / Page | 17674 / 109 |
| Prior Transfer Date | Feb 02, 1990 |
| Prior Transfer Doc | 2124000669 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6357 SADDLE DR, COLUMBIA, MD 21045-5601 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | TITLE RITE SERVICES INC |
| Name | Verified Name |
|---|
| Document Number | 0198870223 |
|---|---|
| Date | Nov 05, 2020 |
| Book Page | 19887/223 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 01, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jun 29, 2017 |
| Property Address | 6357 SADDLE DR, COLUMBIA, MD 21045-5601 |
| Document Number | 0176740109 |
| Book / Page | 017674 / 000109 |
| Instrument Date | Jun 23, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2017 |
| Title Company | TITLE-RITE SERVICES INC, TITLE-RITE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $575.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 6357 SADDLE DR COLUMBIA MD 210455601, COLUMBIA, MD 21045-5601 |
| Document Number | 176740116 |
|---|---|
| Date | Jun 29, 2017 |
| Book Page | 017674/000116 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 28, 2047 |
Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $720,500 (+7.55%) Land $256,800 Building $463,700 | $720,500 (-) Land $256,800 Building $463,700 | |
| 2025 | $10,241.00 (+60.92%) | $669,900 (+17.79%) | $720,500 (+26.69%) Land $256,800 Building $463,700 |
| 2023 | $568,700 Land $201,800 Building $366,900 | $568,700 Land $201,800 Building $366,900 | |
| 2022 | $6,364.00 |
Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 16-188743 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,890 sqft Total Area |
| Basement Area | 700 sqft Basement |
| Finished Basement | 700 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 24,713 sqft (0.567 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 440 sqft Garage |
| Deck Area | 420 sqft Deck |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 188743 |
|---|---|
| Street Address | 6357 SADDLE DR |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-5601 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 142 .567 A 6357 SADDLE DR VIL LONGREACH S 2 A 2 |
| Legal Subdivision | VILLAGE LONGREACH SEC 02 |
| Legal Lot Number | 142 |
| Jurisdiction | HOWARD MD |
| Minor Civil Division | 6, SAVAGE |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 606706 |
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