Howard County property record for 6344 Saddle Dr, Columbia, MD 21045 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 1989 |
| Square Footage | 2,376 sqft Total Area |
| Lot Size | 12,606 sqft (0.289 acres) |
| Garage | Attached, 480 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $469,000 (2010) |
| Tax Bill | $8,137.00 (2025) |
Source: Howard County records · APN 16-189553
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 6344 SADDLE DR, COLUMBIA, MD 21045-5601 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| Dec 01, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jan 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 04, 2010 · Amount on Record |
| Deed Sale | May 04, 2010 · Amount on Record |
| Prior Sale | Oct 13, 1998 · Amount on Record |
| Deed Doc Number | 20106792 |
| Deed Book / Page | 12427 / 280 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6344 SADDLE DR, COLUMBIA, MD 21045-5601 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 6344 SADDLE DR, COLUMBIA, MD 21045-5601 |
| Document Number | 0218120458 |
|---|---|
| Date | Dec 01, 2022 |
| Book Page | 21812/458 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 30, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6344 SADDLE DR, COLUMBIA, MD 21045-5601 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 6344 SADDLE DR, COLUMBIA, MD 21045-5601 |
| Document Number | 0212640378 |
|---|---|
| Date | Jan 13, 2022 |
| Book Page | 21264/378 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $598,100 (+7.67%) Land $249,200 Building $348,900 | $598,100 (-) Land $249,200 Building $348,900 | |
| 2025 | $8,137.00 (+56.66%) Homeowner's exemption | $555,500 (+18.12%) | $598,100 (+27.17%) Land $249,200 Building $348,900 |
| 2023 | $470,300 Land $194,200 Building $276,100 | $470,300 Land $194,200 Building $276,100 | |
| 2022 | $5,194.00 |
Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 16-189553 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,376 sqft Total Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 12,606 sqft (0.289 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 480 sqft Garage |
| Deck Area | 312 sqft Deck |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 189553 |
|---|---|
| Street Address | 6344 SADDLE DR |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-5601 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 217 .289 A 6344 SADDLE DR VIL LONGREACH S 2 AR 2 |
| Legal Subdivision | VILLAGE LONGREACH SEC 02 |
| Legal Lot Number | 217 |
| Jurisdiction | HOWARD MD |
| Minor Civil Division | 6, SAVAGE |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 606706 |
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