6353 E M 20, Hesperia, MI 49421 Property Records

Oceana County property record for 6353 E M 20, Hesperia, MI 49421

Property Summary

Property Type	Single Family Home
Lot Size	80 acres (3,484,800 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Jul 2024)
Tax Bill	$7,032 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`014-032-200-02`

Property Details

APN / Parcel Number

Primary APN	`014-032-200-02`

Exterior

Lot Area	3,484,800 sqft (80 acres)

Location & Zoning

Street Address	6353 E M 20
City	HESPERIA
State	MI
Zip	49421-9051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6353 E M-20 .WD 2019/21833 MLC-L2003P14519 WD-L2006P18051 SEC 32 T14N R15W. -80 A M/L- E 1/2 OF NE 1/4 EXC HWY R/W
Legal Range	15W
Legal Township	14N
Legal Section	32
Jurisdiction	OCEANA MI
Township / Civil Division	NEWFIELD
Census Block Group	1
Census Block	1006
Census Tract	10600

Owner

6353 E M 20 is owned and occupied by two individuals who bought it in July 2024.

Source: Oceana County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6353 E M 20, HESPERIA, MI 49421-9051
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD LOANS
Dec 2, 2019	Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2024 · Amount on File
Deed Sale	Jul 17, 2024 · Amount on File
Prior Sale	Dec 2, 2019 · Amount on File
Prior Transfer Date	Apr 11, 2003
Prior Transfer Doc	2103004519
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	6353 E M 20, HESPERIA, MI 49421-9051
Transaction Type	Mortgage
Record Updated	May 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6353 E M 20, HESPERIA, MI 49421-9051

Mortgage

Document Number	02026/5090
Date	Mar 13, 2026
Book Page	2026/5090
Instrument	202600001205

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Dec 2, 2019
Property Address	6353 E M 20, HESPERIA, MI 49421-9051
Document Number	2019/021833
Book / Page	2019 / 021833
Instrument Date	Nov 26, 2019
Instrument	201900006438
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	ARM TITLE AGENCY LLC, STAR TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,935.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6353 E M 20, 6353, HESPERIA, MI 49421-9051

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6353 E M 20, HESPERIA, MI 49421-9051

Mortgage

Document Number	201900006439
Date	Dec 2, 2019
Instrument	201900006439

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 6353 E M 20 was $7,032 with a homeowner's exemption, up 45.3% from the year before.

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Newfield Township
Unified School District	Hesperia Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$222,500 (+1.83%) Land $222,500	$445,000 (+1.83%) Land $445,000
2025	$7,032.00 (+45.32%) Homeowner's exemption	$218,500 Land $218,500	$437,000 Land $437,000
2024	$4,839.00
2023		$178,200 Land $178,200	$356,400 (-) Land $356,400
2022	$4,396.00		$356,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6353 E M 20 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 23, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6353 E M 20 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on E M 20

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures