Osceola County property record for 6351 Oak Shore Dr, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,931 sqft · built 2005 |
| Lot Size | 0.505 acres (21,997 sqft) |
| Owner | Individual Name on File |
| Last Sale | $479,000 (Apr 2026) |
| Tax Bill | $3,159 (2023) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 35-25-31-4435-0001-0020 |
| Primary APN | 35-25-31-4435-0001-0020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,931 sqft Living Area |
| Gross Area | 2,899 sqft |
| 1st Floor Area | 1,931 sqft |
| Flooring | Carpet |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,997 sqft (0.505 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Porch | Florida Room |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 6351 OAK SHORE DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NOVA BAY II PB 11 PG 181 LOT 2 |
| Legal Subdivision | NOVA BAY 2 |
| Legal Lot Number | 2 |
| Jurisdiction | OSCEOLA FL |
6351 Oak Shore Dr is owned and occupied by an individual who bought it in April 2026.
Source: Osceola County records, as of May 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6351 OAK SHORE DR, SAINT CLOUD, FL 34771-8642 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2026 · Amount on File |
| Deed Sale | Apr 17, 2026 · Amount on File |
| Prior Sale | Oct 29, 2014 · Amount on File |
| Deed Document Number | 202651016 |
| Deed Book / Page | 6957 / 32 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 17, 2026 |
| Property Address | 6351 OAK SHORE DR, SAINT CLOUD, FL 34771-8642 |
| Document Number | 0069570032 |
| Book / Page | 6957 / 32 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 2026.51016 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2026 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $338,653.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6351 OAK SHORE DR, SAINT CLOUD, FL 34771-8642 |
| Document Number | 0000051017, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 6957/34 |
| Instrument | 2026.51017 |
| Name | MORTGAGE FIRM |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Market Value |
|---|---|---|
| 2023 | $3,159.00 | $304,700 Land $60,000 Building $244,700 |
Assessed market value is set for property tax purposes and is not a market price estimate.
FEMA maps place 6351 Oak Shore Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 66.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 6351 Oak Shore Dr is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 50% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHELTER COVE RESORT private · serves 187 people · EPA ID FL3491298 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Also Mapped Here | TOHO WATER AUTHORITY-POINCIANA SYSTEM |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Xfinity.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures