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6338 Oak Shore Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6338 Oak Shore Dr, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details6 bd · 6.5 ba · 5,731 sqft · built 2022
Lot Size1.69 acres (73,616 sqft)
Owner2 Company Names on Record
Last Sale$117,500 (Aug 2020)
Tax Bill$16,735 (2025)
Deeds & MortgagesNov 2021 Construction Loan
Aug 2020 Sale
Flood ZoneZone AE (high risk)
APN35-25-31-0000-002E-0000

Property Details

APN / Parcel Number

Primary APN35-25-31-0000-002E-0000
Alternative APNs
  • 2531350000002E0000
  • 94457

Interior

Bedrooms6 Beds
Full Baths6.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area5,731 sqft Living Area
Gross Area8,601 sqft
1st Floor Area2,923 sqft
FlooringTile
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area73,616 sqft (1.69 acres)
Lot Dimensions1 ft deep x 13 ft wide
Garage TypeAttached
Garage Area1,530 sqft

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area16 sqft
PorchFlorida Room
Deck Area1,800 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address6338 OAK SHORE DR
CitySAINT CLOUD
StateFL
Zip34771-8641
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOR1A
Legal DescriptionCOM AT SW COR OF NE 1/4 OF SEC, E 25 FT, N 571.72 FT, E 5 FT TO POB; N 294.46 FT, S 81 DEG E 282.70 FT, S 41 DEG E 1090 FT TO S/L OF NE 1/4, W 13.26 FT, N 41 DEG W 1059.74 FT, S 40 DEG W 295.03 FT, W 97.32 FT TO POB AKA TRACT 7 & COM AT SW COR OF NE
Legal Range31E
Legal Township25S
Legal Section35
Legal SubdivisionACREAGE & UNREC
Legal Tract0000
Legal Block2E
Legal Lot Number2E
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2004
Census Tract43700

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address6253 OAK SHORE DR, SAINT CLOUD, FL 34771-8686
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 2, 2021Deed of Trust, Mortgage · Construction Mortgage
REGIONS BANK
Aug 5, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 5, 2020 · Amount on Record
Deed SaleAug 5, 2020 · Amount on Record
Prior SaleMar 19, 2009 · Amount on Record
Deed Document Number2020102588
Deed Book / Page5768 / 2239
Last Transfer DateJun 25, 2024
Transfer Doc0066260115
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address6338 OAK SHORE DR, SAINT CLOUD, FL 34771-8641
Transaction TypeMortgage
Record UpdatedJan 22, 2024
Title CompanyPARADISE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6253 OAK SHORE DR, SAINT CLOUD, FL 34771-8686

Mortgage

Document Number0060772090
DateNov 2, 2021
Book Page6077/2090
Instrument2021169932
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 5, 2020
Property Address6338 OAK SHORE DR, SAINT CLOUD, FL 34771-8641
Document Number0057682239
Book / Page005768 / 002239
Instrument DateAug 4, 2020
Instrument102588
Transaction TypeTransfer
Record UpdatedSep 4, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$823.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6253 OAK SHORE DR ST CLOUD FL 347718686, ST CLOUD, FL 34771-8686

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,735.00 (+1.08%)$1,197,400 (+2.54%) Land $99,400 Building $1,098,000$1,197,400 (+2.54%) Land $99,400 Building $1,098,000
2024$16,557.00 (+1.16%)
2023$16,367.00 (+1,078.33%) Homeowner's exemption$1,167,700 (+1,074.75%) Land $99,400 Building $1,068,300$1,167,700 (+1,074.75%) Land $99,400 Building $1,068,300
2022$1,389.00$99,400 Land $99,400$99,400 Land $99,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation66.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 79 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies79 in force
Nearby Flood Claims5 (1994–2017)
Claims Outside the SFHA1 of 5
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 80% of the US · above 69% of Florida
Wildfire Likelihood0.5% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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