635 Warner Rd, Troy, NC 27371 Property Records

Montgomery County property record for 635 Warner Rd, Troy, NC 27371

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,372 sqft · built 1975
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on Record
Last Sale	$112,000 (Apr 2008)
Tax Bill	$565 (2025)
Deeds & Mortgages	May 2007 Line of Credit Apr 2008 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7528 00 35 2365`

Property Details

APN / Parcel Number

Primary APN	`7528 00 35 2365`
Alternative APN	`36377`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,372 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,522 sqft (0.54 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	280 sqft
Carport	Carport
Carport Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant

Location & Zoning

Account Number	36377
Street Address	635 WARNER RD
City	TROY
State	NC
Zip	27371-8485
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	NC FINANCIAL SERVICES LOT 15; SEC 1 NCFS #15
Legal Lot Number	15
Jurisdiction	MONTGOMERY NC
Township / Civil Division	TROY
Census Block Group	2
Census Block	2025
Census Tract	960202

Owner

Source: Montgomery County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	635 WARNER RD, TROY, NC 27371-8485
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2007	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Apr 30, 2008	Warranty Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2008 · Amount on Record
Deed Sale	Apr 30, 2008 · Amount on Record
Deed Document Number	2008311998
Deed Book / Page	616 / 55
Record Updated	Sep 20, 2026

May 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	635 WARNER RD, TROY, NC 27371-8485
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000591/147
Date	May 7, 2007
Book Page	591/147
Instrument	306296

Lender

Name	FIRST BANK
Type	Bank
Address	TROY, NC 27371

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Apr 30, 2008
Property Address	635 WARNER RD, TROY, NC 27371-8485
Document Number	000616/055
Book / Page	616 / 055
Instrument Date	Apr 30, 2008
Instrument	311998
Transaction Type	Transfer
Record Updated	May 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$224.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	303 S LINEBERRY ST, TROY, NC 27371-3313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 WARNER RD, TROY, NC 27371-8485

Mortgage

Document Number	000616/058
Date	Apr 30, 2008
Book Page	616/058
Instrument	311999

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2038

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$565.00	$91,910 (-) Land $6,105 Building $85,805	$91,910 (-) Land $6,105 Building $85,805
2023		$91,910 Land $6,105 Building $85,805	$91,910 Land $6,105 Building $85,805

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 22, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SYSTEM serves 15,362 people · EPA ID NC0362010
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2025 Total trihalomethanes resolved · Apr 2025 Turbidity resolved · Feb 2019
Treatment and Procedure	Organic carbon removal Jan 2022
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Warner Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures