606 Warner Rd, Troy, NC 27371 Property Records

Montgomery County property record for 606 Warner Rd, Troy, NC 27371

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,490 sqft · built 1974
Lot Size	2.56 acres (111,514 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Jun 2005)
Tax Bill	$847 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Nov 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7528 00 35 7620`

Property Details

APN / Parcel Number

Primary APN	`7528 00 35 7620`
Alternative APN	`56581`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,490 sqft Finished Area
Basement Area	1,490 sqft
Unfinished Basement	1,490 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	111,514 sqft (2.56 acres)
Garage Area	720 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	56581
Street Address	606 WARNER RD
City	TROY
State	NC
Zip	27371-8485
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	DAV-MONT DEV CORP LOTS 10-12 DAV-MONT
Legal Lot Number	10-12
Jurisdiction	MONTGOMERY NC
Township / Civil Division	TROY
Census Block Group	2
Census Block	2012
Census Tract	960202

Owner

Source: Montgomery County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	606 WARNER RD, TROY, NC 27371-8485
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Nov 18, 2019	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
May 16, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2005 · Amount on Record
Deed Sale	Jun 21, 2005 · Amount on Record
Prior Sale	Jun 21, 2005 · Amount on Record
Deed Document Number	2005372183
Deed Book / Page	537 / 437
Last Transfer Date	May 15, 2018
Transfer Doc	0808/0245
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	606 WARNER RD, TROY, NC 27371-8485
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0837/0589
Date	Nov 18, 2019
Book Page	0837/0589
Instrument	360990

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2039

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	606 WARNER RD, TROY, NC 27371-8485
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0837/0603
Date	Nov 18, 2019
Book Page	0837/0603
Instrument	360991

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	TROY, NC 27371

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	May 16, 2018
Property Address	606 WARNER RD, TROY, NC 27371-8485
Document Number	0808/0245
Book / Page	0808 / 0245
Map Reference	CABE SL19-B
Instrument Date	May 15, 2018
Instrument	354618
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount Recorded
Tax	$7.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	606 WARNER RD, TROY, NC 27371-8485

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$847.00	$137,731 (-) Land $20,772 Building $116,959	$137,731 (-) Land $20,772 Building $116,959
2023		$137,731 Land $20,772 Building $116,959	$137,731 Land $20,772 Building $116,959

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 22, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SYSTEM serves 15,362 people · EPA ID NC0362010
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2025 Total trihalomethanes resolved · Apr 2025 Turbidity resolved · Feb 2019
Treatment and Procedure	Organic carbon removal Jan 2022
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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