635 S Cardinal St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 635 S Cardinal St, Gilbert, AZ 85296

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,242 sqft · built 1998
Lot Size0.308 acres (13,434 sqft)
OwnerTrust Name on File
Last Sale$830,000 (Dec 2021)
Tax Bill$3,134 (2025)
Deeds & MortgagesJul 2020 Mortgage
Dec 2021 Sale
Flood ZoneZone X (moderate risk)
APN304-27-558

Property Details

APN / Parcel Number

Primary APN304-27-558

Interior

Full Baths4 Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms11 Rooms
Stories2 Stories
Building Area3,242 sqft Living Area
1st Floor Area1,686 sqft
2nd Floor Area1,556 sqft

Exterior

Year BuiltBuilt 1998
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area13,434 sqft (0.308 acres)
Parking Spaces3 Parking Spaces
Pool Area400 sqft
Patio Area250 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address635 S CARDINAL ST
CityGILBERT
StateAZ
Zip85296-9527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7
Legal DescriptionGREENFIELD LAKES PARCEL 2 UNIT 2 MCR 431-22
Legal Range06E
Legal Township01S
Legal Section15
Legal QuarterSW
Quarter-Quarter SectionSE
Legal SubdivisionGREENFIELD LAKES PARCEL 2 UNIT 2
Legal Lot Number56
Legal Unit2
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group3
Census Block3006
Census Tract422656

Owner

635 S Cardinal St is held in a trust since December 2021.

Source: Maricopa County records, as of November 20, 2025

Owner of RecordTrust Name on File
Co-owner2 Co-owners on File
Mailing Address2102 GLENDON AVE, LOS ANGELES, CA 90025-6326
Owner TypeCompany, Secondary Individual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Dec 17, 2021Warranty Deed, Transfer
SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC

Assessor's Deed Record

Deed Names4 Names on Deed
Last SaleDec 17, 2021 · Amount on File
Deed SaleDec 17, 2021 · Amount on File
Prior SaleSep 21, 2015 · Amount on File
Deed Document Number20211339854
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address635 S CARDINAL ST, GILBERT, AZ 85296-9527
Transaction TypeMortgage
Record UpdatedJul 15, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000645985
DateJul 20, 2020
Instrument20200645985
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term349 Months
DueAug 1, 2049

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateDec 17, 2021
Property Address635 S CARDINAL ST, GILBERT, AZ 85296-9527
Document Number0001339854
Map ReferenceMB 431 PG 22
Instrument DateDec 14, 2021
Instrument20211339854
Transaction TypeTransfer
Record UpdatedMar 24, 2026
Title CompanySURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address635 S CARDINAL ST, GILBERT, AZ 85296-9527

Transferred To (Grantee/Buyer)

NameVerified Name
Address2102 GLENDON AVE, LOS ANGELES, CA 90025-6326
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 635 S Cardinal St was $3,134.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$68,060$680,600 Land $136,100 Building $544,500
2025$3,134.00
2024$68,400$684,000 Land $136,800 Building $547,200
2022$2,923.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 635 S Cardinal St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 635 S Cardinal St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99.6% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
CenturyLink
DSL · Fiber in parts of the area
140 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on S Cardinal St

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