635 River Oak Loop, Lawrenceville, GA 30044 Property Records

Gwinnett County property record for 635 River Oak Loop, Lawrenceville, GA 30044

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,710 sqft · built 1976
Lot Size	0.439 acres (19,166 sqft)
Owner	2 Owner Names on File
Last Sale	$196,000 (Mar 2008)
Tax Bill	$4,204 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6-107-061`

Property Details

APN / Parcel Number

Primary APN	`6-107-061`
Alternative APN	`R6107 061`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,710 sqft Living Area
1st Floor Area	986 sqft
Attic Area	992 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,166 sqft (0.439 acres)
Terrain	High
Garage Area	667 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	6107061
Street Address	635 RIVER OAK LOOP
City	LAWRENCEVILLE
State	GA
Zip	30044-5657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100-SINGLE FAM RES
Legal Description	L21 BA RIVER OAK VILLAGE #2
Legal Subdivision	RIVER OAK VILLAGE
Legal Block	A
Legal Lot Number	21
Jurisdiction	GWINNETT GA
Township / Civil Division	SNELLVILLE-GRAYSON
Census Block Group	2
Census Block	2004
Census Tract	50760

Owner

The current owner of 635 River Oak Loop bought it in March 2008.

Source: Gwinnett County records, as of November 17, 2025

Owner of Record	2 Owner Names on File
Mailing Address	635 RIVER OAK LOOP, LAWRENCEVILLE, GA 30044-5657
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2023	Deed of Trust, Mortgage · Conventional Mortgage GEORGIAS OWN CREDIT UNION
Jul 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage GEORGIAS OWN CREDIT UNION
Jul 19, 2019	Deed of Trust, Mortgage · Line of Credit GEORGIA'S OWN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2008 · Amount on File
Deed Sale	Mar 21, 2008 · Amount on File
Deed Document Number	0048722476
Deed Book / Page	48722 / 476
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	635 RIVER OAK LOOP, LAWRENCEVILLE, GA 30044-5657
Transaction Type	Mortgage
Record Updated	Jul 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 RIVER OAK LOOP, LAWRENCEVILLE, GA 30044-5657

Mortgage

Document Number	0606340378
Date	Jun 8, 2023
Book Page	0000060634/0000000378

Lender

Name	GEORGIAS OWN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2043

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	635 RIVER OAK LOOP, LAWRENCEVILLE, GA 30044-5657
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 RIVER OAK LOOP, LAWRENCEVILLE, GA 30044-5657

Mortgage

Document Number	0600600463
Date	Jul 5, 2022
Book Page	0000060060/0000000463

Lender

Name	GEORGIAS OWN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2042

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	635 RIVER OAK LOOP, LAWRENCEVILLE, GA 30044-5657
Document Number	0567910132
Instrument Date	Jul 19, 2019
Transaction Type	Mortgage
Record Updated	Aug 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 RIVER OAK LOOP LAWRENCEVILLE GA 300445657, LAWRENCEVILLE, GA 30044-5657

Mortgage

Document Number	0567910132
Date	Aug 7, 2019
Book Page	056791/000132

Lender

Name	GEORGIA'S OWN CU
Type	Credit Union
Address	ATLANTA, GA 30348

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 6, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 635 River Oak Loop was $4,204 with a homeowner's exemption.

Source: Gwinnett County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,204.00	$150,680 Land $30,000 Building $120,680	$376,700 Land $75,000 Building $301,700
2023	$4,129.00	$162,680 Land $26,800 Building $135,880
2022			$406,700 Land $67,000 Building $339,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 635 River Oak Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 635 River Oak Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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