634 River Oak Loop, Lawrenceville, GA 30044 Property Records

Gwinnett County property record for 634 River Oak Loop, Lawrenceville, GA 30044

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,994 sqft · built 1975
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$234,900 (May 2018)
Tax Bill	$3,803 (2025)
Deeds & Mortgages	Nov 2017 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6-107-037`

Property Details

APN / Parcel Number

Primary APN	`6-107-037`
Alternative APNs	`R6107-037` `783757`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,994 sqft Living Area
Gross Area	2,522 sqft
1st Floor Area	1,610 sqft
Basement Area	912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)
View / Lot	Primary
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	634 RIVER OAK LOOP
City	LAWRENCEVILLE
State	GA
Zip	30044-5655
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100
Legal Description	L45 BA RIVER OAK VILLAGE #2
Legal Subdivision	RIVER OAK VILLAGE
Legal Block	A
Legal Lot Number	45
Jurisdiction	GWINNETT GA
Township / Civil Division	SNELLVILLE-GRAYSON
Census Block Group	2
Census Block	2004
Census Tract	50760

Owner

Source: Gwinnett County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	634 RIVER OAK LOOP, LAWRENCEVILLE, GA 30044-5655
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2017	Deed of Trust, Mortgage · FHA Mortgage BANKSOUTH MORTGAGE
May 25, 2018	Grant Deed, Transfer · Conventional with PMI ENVOY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2018 · Amount on Record
Deed Sale	May 24, 2018 · Amount on Record
Prior Sale	Feb 21, 2007 · Amount on Record
Deed Document Number	201813378
Deed Book / Page	55905 / 388
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	634 RIVER OAK LOOP, LAWRENCEVILLE, GA 30044-5655
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0555270165
Date	Nov 14, 2017
Book Page	55527/165

Lender

Name	BANKSOUTH MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GWINNETT GA
Recording Date	May 25, 2018
Property Address	634 RIVER OAK LOOP, LAWRENCEVILLE, GA 30044-5655
Document Number	0559050388
Book / Page	055905 / 000388
Instrument Date	May 24, 2018
Transaction Type	Transfer
Record Updated	Jun 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$234.90
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	634 RIVER OAK LOOP LAWRENCEVILLE GA 300445655, LAWRENCEVILLE, GA 30044-5655

Mortgage

Document Number	559050389
Date	May 25, 2018
Book Page	055905/000389

Lender

Name	ENVOY MTG
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 24, 2048

Tax Assessment & Valuation

Source: Gwinnett County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,803.00 (+6.5%)	$137,200 (-4.62%) Land $30,000 Building $107,200	$343,000 (-4.62%) Land $75,000 Building $268,000
2023	$3,571.00	$143,840 Land $26,800 Building $117,040
2022			$359,600 Land $67,000 Building $292,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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