Franklin County property record for 635 N Main St, Saint Clair, MO 63077
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 967 sqft · built 1961 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,105 (2025) |
| Deeds & Mortgages | Aug 2019 Sale Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-7-25.0-3-002-068.000 |
| Primary APN | 22-7-25.0-3-002-068.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 967 sqft Living Area |
| Year Built | Built 1961 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Street Address | 635 N MAIN ST |
|---|---|
| City | SAINT CLAIR |
| State | MO |
| Zip | 63077-1221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:4 A B CARDWELLS |
| Legal Range | 01W |
| Legal Township | 42 |
| Legal Section | 25 |
| Legal Quarter | SW |
| Legal Subdivision | A B CARDWELLS |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | CENTRAL |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 800904 |
Source: Franklin County records, as of November 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 635 N MAIN ST, SAINT CLAIR, MO 63077-1221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2019 | Warranty Deed, Transfer OTHER |
| Mar 20, 2018 | Deed of Trust, Mortgage UNITED BK/UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2016 |
| Deed Sale | Mar 2, 2016 |
| Prior Sale | Mar 2, 2016 · Amount on Record |
| Deed Document Number | 0000002948 |
| Last Transfer Date | Aug 21, 2019 |
| Transfer Doc | 0000010798 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Aug 21, 2019 |
| Property Address | 635 N MAIN ST, SAINT CLAIR, MO 63077-1221 |
| Document Number | 0000010798 |
| Instrument Date | Aug 20, 2019 |
| Instrument | 10798 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 635 N MAIN ST ST CLAIR MO 630771221, ST CLAIR, MO 63077-1221 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 635 N MAIN ST, SAINT CLAIR, MO 63077-1221 |
| Document Number | 0000003901 |
| Instrument Date | Mar 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2018 |
| Name | Verified Name |
|---|---|
| Address | 635 N MAIN ST ST CLAIR MO 630771221, ST CLAIR, MO 63077-1221 |
| Document Number | 0000003901 |
|---|---|
| Date | Mar 27, 2018 |
| Instrument | 3901 |
| Name | UNITED BK/UNION |
|---|---|
| Type | Bank |
| Address | UNION, MO 63084 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 26, 2048 |
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | St. Clair City |
| Unified School District | St. Clair R-XIII School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,105.00 (+11.84%) | $16,407 (+3.38%) | $86,350 (+3.38%) Land $10,400 Building $75,950 |
| 2023 | $988.00 (+10.51%) | $15,871 | $83,530 Land $10,400 Building $73,130 |
| 2022 | $894.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CLAIR PWS serves 4,700 people · EPA ID MO6010708 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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