605 N Main St, Saint Clair, MO 63077 Property Records

Franklin County property record for 605 N Main St, Saint Clair, MO 63077

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,627 sqft · built 1940
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on Record
Tax Bill$1,841 (2025)
Deeds & MortgagesApr 2026 Sale
Sep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN22-7-25.0-3-002-065.000

Property Details

APN / Parcel Number

Primary APN22-7-25.0-3-002-065.000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,627 sqft Living Area

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialBrick
Construction TypeBrick
Lot Area13,068 sqft (0.3 acres)
Patio Area144 sqft
Shed1 Shed

Location & Zoning

Street Address605 N MAIN ST
CitySAINT CLAIR
StateMO
Zip63077-1221
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:A&1 A B CARDWELLS
Legal Range1W
Legal Township42N
Legal Section25
Legal SubdivisionA B CARDWELLS
Legal Lot Number1,A
JurisdictionFRANKLIN MO
Township / Civil DivisionCENTRAL
Census Block Group2
Census Block2025
Census Tract800904

Owner

Source: Franklin County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address605 N MAIN ST, SAINT CLAIR, MO 63077-1221
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Apr 8, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Sep 7, 2021Warranty Deed, Transfer · Conventional Mortgage
SULLIVAN BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 8, 2026
Deed SaleApr 8, 2026
Deed Document Number20262604451
Prior Transfer DateMay 15, 2006
Prior Transfer Doc0000011248
Record UpdatedJun 8, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateApr 8, 2026
Property Address605 N MAIN ST, SAINT CLAIR, MO 63077-1221
Document Number0002604451
Instrument DateApr 7, 2026
Instrument20262604451
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 N MAIN ST, SAINT CLAIR, MO 63077-1221

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateSep 7, 2021
Property Address605 N MAIN ST, SAINT CLAIR, MO 63077-1221
Document Number0002116892
Map ReferencePB C PG 46
Instrument DateSep 1, 2021
Instrument2116892
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 N MAIN ST, SAINT CLAIR, MO 63077-1221

Mortgage

Document Number0002116893
DateSep 7, 2021
Instrument2116893
Lender
NameSULLIVAN BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
MunicipalitySt. Clair City
Unified School DistrictSt. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,841.00 (+14.14%)$27,332 (+5.54%)$143,850 (+5.54%) Land $18,720 Building $125,130
2023$1,613.00 (+2.61%)$25,897$136,300 Land $18,720 Building $117,580
2022$1,572.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CLAIR PWS
serves 4,700 people · EPA ID MO6010708
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
Wave Internet Technologies
Fixed Wireless
100 / 100
T-Mobile
Fixed Wireless
100 / 20

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