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635 Mosaic Cir, Oceanside, CA 92057 Property Records

San Diego County property record for 635 Mosaic Cir, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,737 sqft · built 1992
Lot Size0.115 acres (5,005 sqft)
OwnerCompany Name on File
Last Sale$370,000 (Feb 2003)
Tax Bill$5,973 (2025)
Deeds & MortgagesNov 2023 Transfer
Aug 2022 Reverse Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN161-692-27-00

Property Details

APN / Parcel Number

Primary APN161-692-27-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,737 sqft Living Area

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Lot Area5,005 sqft (0.115 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address635 MOSAIC CIR
CityOCEANSIDE
StateCA
Zip92057-6211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 27 TR 012486
Legal SubdivisionRANCHO DEL ORO INDUST PARK
Legal Tract012486
Legal Block1
Legal Lot Number27
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1010
Census Tract18525

Owner

Source: San Diego County records · APN 161-692-27-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address635 MOSAIC CIR, OCEANSIDE, CA 92057-6211
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 03, 2023Intrafamily Transfer, Transfer
Aug 04, 2022Deed of Trust, Mortgage · Reverse Mortgage
FINANCE OF AMERICA REVERSE LLC
Jan 13, 2017Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 26, 2003 · Amount on Record
Deed SaleFeb 26, 2003 · Amount on Record
Prior SaleMay 29, 1991 · Amount on Record
Deed Document Number2003215963
Last Transfer DateAug 22, 2023
Transfer Doc0000304859
Record UpdatedSep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateNov 03, 2023
Property Address635 MOSAIC CIR, OCEANSIDE, CA 92057-6211
Document Number0000304859
Map ReferenceMAP 12486
Instrument DateAug 22, 2023
Instrument2023-0304859
Transaction TypeTransfer
Record UpdatedNov 15, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address635 MOSAIC CIR, OCEANSIDE, CA 92057-6211

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address635 MOSAIC CIR, OCEANSIDE, CA 92057-6211
Transaction TypeMortgage
Record UpdatedApr 17, 2023
Title CompanyFC TITLE, FNC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address635 MOSAIC CIR, OCEANSIDE, CA 92057-6211

Mortgage

Document Number0000316616
DateAug 04, 2022
Instrument2022-0316616
Lender
NameFINANCE OF AMERICA REVERSE LLC
TypeReverse Mortgage Lender
AddressTULSA, OK 74133
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate5.06%
AdjustableAdjustable Rate Rider
Change FrequencyMonthly
Index1-Year CMT
Max Rate10%

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address635 MOSAIC CIR, OCEANSIDE, CA 92057-6211
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyCHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020694
DateJan 13, 2017
Instrument2017-0020694
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$542,384 (+2%) Land $295,440 Building $246,944
2025$5,973.00 (+8.58%) Homeowner's exemption$531,750 (+4.04%) Land $289,648 Building $242,102
2023$5,501.00 (+0.27%) Homeowner's exemption$511,102 Land $278,401 Building $232,701
2022$5,486.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185251, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 543 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsFiber2,000 / 2,000
San Diego BroadbandFixed Wireless (unlicensed)500 / 100
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Verizon, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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