635 McClure Rd, Hayesville, NC 28904 Property Records

Clay County property record for 635 McClure Rd, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,080 sqft · built 2016
Lot Size	1.01 acres (44,388 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (May 2023)
Tax Bill	$1,842 (2026)
Deeds & Mortgages	May 2023 Sale Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`545802980152`

Property Details

APN / Parcel Number

Primary APN	`545802980152`
Alternative APNs	`618909000` `622319000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Building Area	3,080 sqft Heated Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	44,388 sqft (1.01 acres)

Location & Zoning

Account Number	622319000
Street Address	635 MCCLURE RD
City	HAYESVILLE
State	NC
Zip	28904-9219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 REV CHATUGE COVE GREEN
Legal Subdivision	CHATUGE COVE GREENS
Legal Lot Number	7
Jurisdiction	CLAY NC
Township / Civil Division	HAYESVILLE
Census Block Group	2
Census Block	2037
Census Tract	950201

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 802, FRANKLIN, NC 28744-0802
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2023	Warranty Deed, Transfer
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Oct 23, 2020	Warranty Deed, Transfer
Oct 22, 2018	Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Oct 22, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2023 · Amount on Record
Deed Sale	May 25, 2023 · Amount on Record
Prior Sale	Oct 23, 2020 · Amount on Record
Deed Document Number	20231013
Deed Book / Page	475 / 178
Prior Transfer Date	May 15, 2008
Prior Transfer Doc	331/175
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	May 25, 2023
Property Address	635 MCCLURE RD, HAYESVILLE, NC 28904-9219
Document Number	000475/178
Book / Page	475 / 178
Map Reference	CAB 6 SL 261
Instrument Date	May 25, 2023
Instrument	2023001013
Transaction Type	Transfer
Record Updated	Jun 8, 2023

Transaction

Amount	Amount Recorded
Tax	$1,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1868 PRESTWICK DR, INVERNESS, IL 60067-4651

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 802, FRANKLIN, NC 28744-0802

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	635 MCCLURE RD, HAYESVILLE, NC 28904-9219
Transaction Type	Mortgage
Record Updated	Oct 1, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	K15/4
Date	Jul 31, 2020
Book Page	K15/4
Instrument	2020001703

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Oct 23, 2020
Property Address	635 MCCLURE RD, HAYESVILLE, NC 28904-9219
Document Number	445/168
Book / Page	445 / 168
Map Reference	CAB 6 SL 261
Instrument Date	Oct 22, 2020
Instrument	2020002752
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount Recorded
Tax	$760.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	955 WALKER POINT RD, 955, HAYESVILLE, NC 28904-4771

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	462 NW SUNFLOWER PL, JENSEN BEACH, FL 34957-3537

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Oct 22, 2018
Property Address	635 MCCLURE RD, HAYESVILLE, NC 28904-9219
Document Number	424/0217
Book / Page	424 / 0217
Map Reference	CAB 5 SL 1206
Instrument Date	Oct 22, 2018
Instrument	2018002432
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$624.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	595 MCCLURE RD, 595, HAYESVILLE, NC 28904-9670

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3908 W HAZY WAY, TAYLORSVILLE, UT 84129-1004

Mortgage

Document Number	2018002433
Date	Oct 22, 2018
Instrument	2018002433

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Oct 22, 2018
Property Address	635 MCCLURE RD, HAYESVILLE, NC 28904-9219
Document Number	424/0214
Book / Page	424 / 0214
Map Reference	CAB 5 SL 1206
Instrument Date	Oct 12, 2018
Instrument	2018002429
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	595 MCCLURE RD, 595, HAYESVILLE, NC 28904-9670

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 MCCLURE DR, HAYESVILLE, NC 28904-9219

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,842.00 (+33.58%)	$553,700 (+110.85%) Land $100,200 Building $453,500	$553,700 (+110.85%) Land $100,200 Building $453,500
2025	$1,379.00 (+14.25%)	$262,600 (-) Land $50,200 Building $212,400	$262,600 (-) Land $50,200 Building $212,400
2023	$1,207.00	$262,600 Land $50,200 Building $212,400	$262,600 Land $50,200 Building $212,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Windstream Cable	1,000 / 25
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

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