596 McClure Rd, Hayesville, NC 28904 Property Records

Clay County property record for 596 McClure Rd, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 960 sqft · built 2006
Lot Size	24.3 acres (1,059,815 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,527 (2026)
Deeds & Mortgages	Feb 2021 Construction Loan Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`545802875113`

Property Details

APN / Parcel Number

Primary APN	`545802875113`
Alternative APN	`618648000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Building Area	960 sqft Heated Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	1,059,815 sqft (24.3 acres)

Location & Zoning

Account Number	618648000
Street Address	596 MCCLURE RD
City	HAYESVILLE
State	NC
Zip	28904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SR 1115
Legal Subdivision	SURVEY FOR HOKE MCCLURE HEIRS
Jurisdiction	CLAY NC
Township / Civil Division	HAYESVILLE
Census Block Group	2
Census Block	2037
Census Tract	950201

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	151 MCCLURE RD, HAYESVILLE, NC 28904-7333
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed of Trust, Mortgage · Construction Mortgage HYPERION BANK
Oct 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE CO
Aug 21, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 6, 2020
Transfer Doc	000442/218
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	596 MCCLURE RD, HAYESVILLE, NC 28904-9670
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 WINDING LN, HAYESVILLE, NC 28904-1029

Mortgage

Document Number	0000U15/29
Date	Feb 5, 2021
Book Page	U15/29
Instrument	2021000422

Lender

Name	HYPERION BANK
Type	Bank
Address	ATLANTA, GA 30305

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 5, 2022

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	596 MCCLURE RD, HAYESVILLE, NC 28904-9670
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00000F16/3
Date	Oct 4, 2021
Book Page	F16/3
Instrument	2021003223

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY NC
Recording Date	Aug 21, 2020
Property Address	596 MCCLURE RD, HAYESVILLE, NC 28904-9670
Document Number	000442/218
Book / Page	442 / 218
Instrument Date	Aug 6, 2020
Instrument	2020001902
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	151 MCCLURE RD, HAYESVILLE, NC 28904-7333

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 MCCLURE DR, HAYESVILLE, NC 28904-7333

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,527.00 (+43.34%)	$4,022,000 (+112.41%) Land $3,752,700 Building $269,300	$4,022,000 (+112.41%) Land $3,752,700 Building $269,300
2025	$1,763.00 (+8.29%)	$1,893,500 (-) Land $1,799,300 Building $94,200	$1,893,500 (-) Land $1,799,300 Building $94,200
2023	$1,628.00	$1,893,500 Land $1,799,300 Building $94,200	$1,893,500 Land $1,799,300 Building $94,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Windstream Cable	1,000 / 25
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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