St. Johns County property record for 635 Market St, Saint Augustine, FL 32095 · Last verified April 2026
| Property Type | Commercial > Retail |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2014 |
| Square Footage | 4,444 sqft Gross Area |
| Lot Size | 2,178 sqft (0.05 acres) |
| Garage | Attached, 528 sqft |
| Last Sale | $745,000 (2024) |
| Tax Bill | $7,919.00 (2025) |
| Primary APN | 072095-0020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Units | 2 Units |
| Building Area | 4,444 sqft Gross Area |
| 1st Floor | 1,070 sqft 1st Floor |
| Stories | 3 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Concrete Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Fire Resistance Class | Buildings having exterior walls built of a non-combustible material such as brick, concrete, block or poured concrete. Interior partitions and roof structure are built of combustible materials. Floor may be concrete or wood frame. |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Tile Roof |
| Lot Area | 2,178 sqft (0.05 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 528 sqft Garage |
| Total Buildings | 2 Total Buildings |
| Patio Area | 432 sqft Patio |
| Porch Area | 187 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 635 MARKET ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-8892 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail |
| Legal Description | 56/55-56 CROSSWINDS AT PALENCIA LIVE/WORK TOWNHOMES LOT 2 OR6025/288 |
| Legal Range | 29E |
| Legal Township | 05S |
| Legal Section | 53 |
| Legal Subdivision | CROSSWINDS AT PALENCIA LIVE/WORK TOWNHOM |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 4 |
| Census Block | 4018 |
| Census Tract | 20606 |
Source: St. Johns County records · APN 072095-0020
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 635 MARKET ST, SAINT AUGUSTINE, FL 32095-8892 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Sep 24, 2024 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 26, 2022 | Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA |
| Nov 01, 2017 | Deed of Trust, Mortgage · Commercial Mortgage CENTERSTATE BANK OF FLORIDA NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 24, 2024 · Amount on Record |
| Deed Sale | Sep 24, 2024 · Amount on Record |
| Prior Sale | Feb 04, 2014 · Amount on Record |
| Deed Doc Number | 202475209 |
| Deed Book / Page | 6025 / 288 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 24, 2024 |
| Property Address | 631 MARKET ST, SAINT AUGUSTINE, FL 32095-8892 |
| Document Number | 0060250288 |
| Book / Page | 6025 / 288 |
| Map Reference | MB 56 PG 55&56 |
| Instrument Date | Sep 06, 2024 |
| Instrument | 2024075209 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | ESTATE TITLE/STATE AUGUSTINE INC, ESTATE TTL OF ST AUGUSTINE I |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,215.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 114 HERONS NEST LN, SAINT AUGUSTINE, FL 32080-5853 |
| Name | Verified Name |
|---|---|
| Address | 635 MARKET ST, SAINT AUGUSTINE, FL 32095-8892 |
| Document Number | 2024075210 |
|---|---|
| Date | Sep 24, 2024 |
| Instrument | 2024075210 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 635 MARKET ST, SAINT AUGUSTINE, FL 32095-8892 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 114 HERONS NEST LN, ST AUGUSTINE, FL 32080-5853 |
| Document Number | 0056031967 |
|---|---|
| Date | Jul 26, 2022 |
| Book Page | 5603/1967 |
| Instrument | 2022072442 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT AUGUSTINE, FL 32086 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 635 MARKET ST, SAINT AUGUSTINE, FL 32095-8892 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0044561925 |
|---|---|
| Date | Nov 01, 2017 |
| Book Page | 4456/1925 |
| Instrument | 2017074111 |
| Name | CENTERSTATE BANK OF FLORIDA NA |
|---|---|
| Type | Bank |
| Address | SAINT AUGUSTINE, FL 32084 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $351,378 (+2.7%) | $845,017 (+28.9%) Land $150,000 Building $695,017 | |
| 2025 | $7,919.00 Homeowner's exemption | $342,140 (-48.67%) | $655,566 (-1.64%) Land $150,000 Building $505,566 |
| 2024 | $666,493 (-0.75%) | $666,493 (-0.75%) Land $140,000 Building $526,493 | |
| 2023 | $10,025.00 (+15.59%) | $671,548 (+44.49%) | $671,548 (+44.49%) Land $140,000 Building $531,548 |
| 2022 | $8,673.00 | $464,779 | $464,779 Land $75,000 Building $389,779 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 7% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 4,762 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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