605 Market St, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 605 Market St, Saint Augustine, FL 32095

Property Summary

Property Type	Commercial
Details	4 bd · 4 ba · 4,444 sqft · built 2007
Lot Size	0.07 acres (3,049 sqft)
Owner	Company Name on Record
Last Sale	$305,000 (Aug 2014)
Tax Bill	$11,214 (2025)
Deeds & Mortgages	Sep 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`072095-0050`

Property Details

APN / Parcel Number

Primary APN	`072095-0050`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	18 Plumbing Fixtures
Units	2 Units
Stories	3 Stories
Building Area	4,444 sqft Gross Area
1st Floor Area	1,070 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2014
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	3,049 sqft (0.07 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	117 sqft
Patio Area	432 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	605 MARKET ST
City	SAINT AUGUSTINE
State	FL
Zip	32095-8892
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	PUD
Legal Description	56/55-56 CROSSWINDS AT PALENCIA LIVE/WORK TOWNHOMES LOT 5 OR3917/1012
Legal Range	29E
Legal Township	05S
Legal Section	53
Legal Subdivision	CROSSWINDS AT PALENCIA LIVE/WORK TOWNHOM
Legal Block	4
Legal Lot Number	5
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4018
Census Tract	20606

Owner

Source: St. Johns County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	605 MARKET ST, SAINT AUGUSTINE, FL 32095-8892
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2014 · Amount on Record
Deed Sale	Aug 14, 2014 · Amount on Record
Prior Sale	Jul 3, 2014 · Amount on Record
Deed Document Number	201447453
Deed Book / Page	3917 / 1012
Prior Transfer Date	Aug 16, 2009
Prior Transfer Doc	0032330193
Record Updated	Sep 20, 2026

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	605 MARKET ST, SAINT AUGUSTINE, FL 32095-8892
Document Number	0050481331
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 8, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	320 ROYAL LAKE DR PONTE VEDRA BEACH FL 320814392, PONTE VEDRA BEACH, FL 32081-4392

Mortgage

Document Number	0050481331
Date	Sep 22, 2020
Book Page	005048/001331
Instrument	81380

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	JACKSONVILLE, FL 32216

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	60 Months
Due	Sep 21, 2025

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$502,007 (-23.13%)	$651,265 (-0.28%) Land $150,000 Building $501,265
2025	$11,214.00	$653,093 (-1.71%)	$653,093 (-1.71%) Land $150,000 Building $503,093
2024		$664,444 (-0.74%)	$664,444 (-0.74%) Land $140,000 Building $524,444
2023	$9,848.00 (+15.83%)	$669,420 (+45.15%)	$669,420 (+45.15%) Land $140,000 Building $529,420
2022	$8,502.00	$461,177	$461,177 Land $75,000 Building $386,177

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 249 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	249 in force
Nearby Flood Claims	3 (2016–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20