Ouray County property record for 635 Main St, Ouray, CO 81427
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 1 bd · 1 ba · 1,978 sqft · built 1900 |
| Lot Size | 0.325 acres (14,157 sqft) |
| Owner | Trust Name on File |
| Last Sale | $12,000 (Oct 1968) |
| Tax Bill | $7,947 (2025) |
| Deeds & Mortgages | Jun 2021 Transfer Aug 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | R000768 |
| Primary APN | R000768 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,978 sqft Total Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Victorian |
| Construction Type | Wood |
| Roof Type | Flat |
| Roof Material | Clay Tile |
| Lot Area | 14,157 sqft (0.325 acres) |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Gravity Furnace |
|---|
| Account Number | R000768 |
|---|---|
| Street Address | 635 MAIN ST |
| City | OURAY |
| State | CO |
| Zip | 81427 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | 5 |
| Legal Description | SUBD: CITY OF OURAY LOT: 9 BLOCK: 18 S: 31 T: 44 R: 7 |
| Legal Range | 07 |
| Legal Township | 44 |
| Legal Section | 31 |
| Legal Subdivision | CITY OF OURAY |
| Legal Block | 18 |
| Legal Lot Number | 9 |
| Jurisdiction | OURAY CO |
| Township / Civil Division | OURAY |
| Census Block Group | 3 |
| Census Block | 3073 |
| Census Tract | 967602 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ouray Historic District listed 1983 · 270 contributing resources · NRIS 83003537 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
635 Main St, a commercial property, is held in a trust since June 2021.
Source: Ouray County records, as of March 26, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 541, OURAY, CO 81427-0541 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 21, 2021 | Intrafamily Transfer, Transfer |
| Aug 29, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 25, 1968 · Amount on File |
| Deed Sale | Oct 25, 1968 · Amount on File |
| Deed Book / Page | 170 / 399 |
| Last Transfer Date | Jun 9, 2021 |
| Transfer Doc | 0000229284 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OURAY CO |
| Recording Date | Jun 21, 2021 |
| Property Address | 635 MAIN ST, OURAY, CO 81427 |
| Document Number | 229284 |
| Instrument Date | Jun 9, 2021 |
| Instrument | 229284 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 541, OURAY, CO 81427-0541 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 541, OURAY, CO 81427-0541 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OURAY CO |
| Recording Date | Aug 29, 2017 |
| Property Address | 635 MAIN ST, OURAY, CO 81427 |
| Document Number | 219281 |
| Instrument Date | Aug 23, 2017 |
| Instrument | 219281 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 541, OURAY, CO 81427-0541 |
The 2025 property tax bill for 635 Main St was $7,947, up 34% from the year before.
Source: Ouray County assessment roll, as of March 26, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Ouray County |
| Municipality | Ouray City |
| Unified School District | Ouray School District R-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,947.00 (+33.97%) | $124,040 (+29.82%) Land $44,570 Building $79,470 | $1,008,400 (+35.39%) Land $342,050 Building $666,350 |
| 2024 | $5,932.00 (-3.67%) | $95,550 (-3.08%) Land $22,450 Building $73,100 | $744,820 (-5.1%) Land $159,240 Building $585,580 |
| 2023 | $6,158.00 | $98,590 Land $23,040 Building $75,550 | $784,820 Land $167,070 Building $617,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 635 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 635 Main St is moderate, ranking above 53% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 62% of Colorado |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OURAY serves 1,460 people · EPA ID CO0146588 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Mar 2026 |
| Also Mapped Here | TRI COUNTY WCD |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure not recorded as resolved · Apr 2026 Failure to filter resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vero Fiber Fiber | 1,000 / 1,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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