621 Main St, Ouray, CO 81427 Property Records

Ouray County property record for 621 Main St, Ouray, CO 81427 · Last verified April 2026

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3,600 sqft · built 1900
Lot Size	0.036 acres (1,568 sqft)
Owner	Company Name on File
Last Sale	$890,000 (Jun 2020)
Tax Bill	$12,218 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R000596`

Property Details

APN / Parcel Number

Primary APN	`R000596`
Alternative APN	`451531207006`

Interior

Stories	1 Story
Building Area	3,600 sqft Heated Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Brick
Roof Type	Flat
Roof Material	Clay Tile
Lot Area	1,568 sqft (0.036 acres)
Garage Type	Attached
Garage Area	410 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Propane

Location & Zoning

Account Number	R000596
Street Address	621 MAIN ST
City	OURAY
State	CO
Zip	81427
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	SUBD: CITY OF OURAY LOT: 6 BLOCK: 18 PT OF LOT 5 SUBD: CITY OF OURAY LOT: 7 BLOCK: 18 S: 31 T: 44 R: 7
Legal Range	07
Legal Township	44
Legal Section	31
Legal Subdivision	CITY OF OURAY
Legal Block	18
Legal Lot Number	6-7
Jurisdiction	OURAY CO
Township / Civil Division	OURAY
Census Block Group	3
Census Block	3073
Census Tract	967602

Owner

Source: Ouray County records · APN R000596

Assessment roll updated March 26, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 621, OURAY, CO 81427-0621
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 09, 2020	Warranty Deed, Transfer · Commercial Mortgage CITIZENS STATE BANK
Jan 02, 2019	Deed of Trust, Mortgage · Commercial Mortgage ALPINE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 09, 2020 · Amount on Record
Deed Sale	Jun 09, 2020 · Amount on Record
Prior Sale	May 06, 1996
Deed Document Number	2020225340
Record Updated	Jun 08, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OURAY CO
Recording Date	Jun 09, 2020
Property Address	621 MAIN ST, OURAY, CO 81427
Document Number	225340
Instrument Date	Jun 05, 2020
Instrument	225340
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$89.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 621, OURAY, CO 81427-0621

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 CAMINO SAN JUAN, RIDGWAY, CO 81432-9637

Mortgage

Document Number	225341
Date	Jun 09, 2020
Instrument	225341

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 05, 2040

Interest

Rate Type	Adjustable Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OURAY CO
Property Address	621 MAIN ST, OURAY, CO 81427
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	222296
Date	Jan 02, 2019
Instrument	222296

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Dec 24, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ouray County records · Assessment roll updated March 26, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Ouray County
Municipality	Ouray City
Unified School District	Ouray School District R-1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,218.00 (-5.1%)	$193,040 (-6.91%) Land $76,750 Building $116,290	$1,087,330 (-1.61%) Land $397,990 Building $689,340
2024	$12,874.00 (+6.9%)	$207,360 (-1.43%) Land $78,640 Building $128,720	$1,105,090 (-3.49%) Land $382,670 Building $722,420
2023	$12,043.00	$210,370 Land $79,480 Building $130,890	$1,145,090 Land $393,810 Building $751,280

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ouray County (08091C), updated January 11, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080919676023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Nearby Flood Policies	15 in force

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 37% of Colorado
Wildfire Likelihood	About 1 in 1,408 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Ouray Historic District listed 1983 · 270 contributing resources · NRIS 83003537

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 403 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
VFN Holdings	Fiber	1,000 / 1,000
Clearnetworx	Fiber	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures