Cass County property record for 635 Front St, Gardner, ND 58036
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · built 1998 |
| Lot Size | 0.2 acres (8,750 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $305 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-0100-12675-000 |
| Primary APN | 13-0100-12675-000 |
|---|
| Full Baths | 1 Bath |
|---|
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 8,750 sqft (0.2 acres) |
| Garage Type | Detached |
| Garage Area | 1,200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 635 FRONT ST |
|---|---|
| City | GARDNER |
| State | ND |
| Zip | 58036-4005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 13 BLOCK: 26 ADDITION: ORIGINAL TOWNSITE ADDITIONAL: LOTS 13 & 14 & S 12 1/2' OF LOT 15 BLK 26 |
| Legal Subdivision | ORIGINAL TOWNSITE |
| Legal Block | 26 |
| Legal Lot Number | 13-15 |
| Jurisdiction | CASS ND |
| Township / Civil Division | GARDNER |
| Census Block Group | 1 |
| Census Block | 1097 |
| Census Tract | 40200 |
Source: Cass County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 635 FRONT ST, GARDNER, ND 58036-4005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Cass County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Cass County |
| Municipality | Gardner City |
| Unified School District | Northern Cass Public School District 97 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $305.00 (+11.72%) | $16,450 (+20.51%) Land $3,150 Building $13,300 | $32,900 (+20.51%) Land $6,300 Building $26,600 |
| 2023 | $273.00 | $13,650 Land $3,150 Building $10,500 | $27,300 Land $6,300 Building $21,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 87 (1979–2019) |
| Claims Outside the SFHA | 19 of 87 |
| Most Recent Claim | Oct 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.2% of North Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GARDNER serves 74 people · EPA ID ND0900387 |
|---|---|
| Water Source | Purchased groundwater from CASS RURAL WATER DISTRICT-PHASE III |
| Last State Inspection | Sep 2024 |
| Also Mapped Here | CASS RURAL WATER DISTRICT FARGO |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Halstad Telephone Fiber | 1,000 / 1,000 |
| Midco Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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