417 Front St, Gardner, ND 58036 Property Records

Cass County property record for 417 Front St, Gardner, ND 58036

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2,160 sqft · built 1912
Lot Size	0.24 acres (10,500 sqft)
Owner	Individual Name on File
Last Sale	$20,000 (Jan 2025)
Tax Bill	$196 (2025)
Deeds & Mortgages	Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-0100-12646-000`

Property Details

APN / Parcel Number

Primary APN	`13-0100-12646-000`

Interior

Building Area	2,160 sqft Gross Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Lot Area	10,500 sqft (0.24 acres)
Total Buildings	2 Buildings

Location & Zoning

Street Address	417 FRONT ST
City	GARDNER
State	ND
Zip	58036-4000
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	LOT: 9 BLOCK: 20 ADDITION: ORIGINAL TOWNSITE ADDITIONAL: LOTS 9 TO 11 BLK 20
Legal Subdivision	ORIGINAL TOWNSITE
Legal Block	20
Legal Lot Number	9-11
Jurisdiction	CASS ND
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1096
Census Tract	40200

Owner

Source: Cass County records · APN 13-0100-12646-000

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	23 11TH ST N, FARGO, ND 58102-4616
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 30, 2025 · Amount on Record
Deed Sale	Jan 30, 2025 · Amount on Record
Prior Sale	Mar 12, 2021 · Amount on Record
Deed Document Number	20251728321
Prior Transfer Date	Sep 12, 2014
Prior Transfer Doc	0000026847
Record Updated	Jun 08, 2026

March 2021: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	CASS ND
Recording Date	Mar 12, 2021
Property Address	417 FRONT ST, GARDNER, ND 58036-4000
Document Number	0001625202
Instrument Date	Feb 27, 2021
Instrument	1625202
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	221 10TH ST N, 221, MOORHEAD, MN 56560-2063

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 11TH ST N, FARGO, ND 58102-4616
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cass County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Gardner City
Unified School District	Northern Cass Public School District 97 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$196.00 (-9.26%)	$9,500 (-2.06%) Land $2,650 Building $6,850	$19,000 (-2.06%) Land $5,300 Building $13,700
2023	$216.00	$9,700 Land $2,650 Building $7,050	$19,400 Land $5,300 Building $14,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cass County (38017C), as of April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 380170402001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	87 (1979–2019)
Claims Outside the SFHA	19 of 87
Most Recent Claim	Oct 2019 · river or lake flooding
Claims by Event	Flooding, Apr 2019 · 27 claims Severe Storms And Flooding, May 2013 · 16 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 30 claims

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.2% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Halstad Telephone Company Fiber	1,000 / 1,000
Midcontinent Communications Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 65 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system ND0900387, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF GARDNER serves 74 people
Water Source	Purchased groundwater from CASS RURAL WATER DISTRICT-PHASE III
Last State Inspection	Sep 2024
Also Mapped Here	CASS RURAL WATER DISTRICT FARGO
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.